Welcome to 2700 Beech Orchard Lane. - From the moment you arrive, the grand natural stone façade, carriage-style garage doors, and manicured grounds announce that what awaits inside is extraordinary. This is more than a house. It is a 6,100+ square-foot luxury villa in the prestigious BeechTree Golf Course community, designed to impress at every turn, upgraded to perfection, and ready for the family that refuses to settle. Step through the front door into a grand two-story foyer, where a sweeping curved staircase, freshly refinished hardwood floors, and new crown molding immediately set this home apart. To your right, the sun-drenched formal living room welcomes you with arched windows and abundant natural light. Just beyond, the executive library commands attention with floor-to-ceiling mahogany built-in bookcases, elegant crown molding, and the quiet confidence of a space designed for those who lead. Continue into the formal dining room and look up. A custom tray ceiling creates an unforgettable focal point, complemented by rich crown molding and a rustic chandelier. It is a bespoke architectural detail rarely found at this price point. This is the room that leaves guests speechless before the conversation even begins. The gourmet kitchen delivers on every promise. White shaker cabinetry extends to the ceiling, complemented by granite countertops, double wall ovens, a built-in microwave, and a spacious center island illuminated by designer pendant lighting. A brand-new custom pantry provides exceptional storage. Every detail was designed for the way today's families live, gather, and entertain. Step into the dramatic two-story great room and experience the true scale of the home. From the large arching bay windows to the cathedral ceilings that rise above a gas fireplace flanked by custom built-in shelving, creating a space that feels both grand and inviting. Beyond the great room, step onto the expansive deck and enjoy sweeping views of the lake, walking trails, and golf course. This is where everyday living becomes unforgettable. The main-level primary suite offers the luxury of true first-floor living with no stairs and no compromises. Custom his-and-her walk-in closets provide exceptional organization, while the spa-inspired bath features a soaking tub beneath arched windows, a glass-enclosed shower, dual vanities, and a private water closet. Ascend the curved staircase to the second-floor loft overlooking both the foyer and the soaring great room below. From here, the home's impressive architecture is on full display. Also on this level is the private in-home elevator, beautifully finished with cherry wood paneling and providing effortless access to all three floors. Three spacious bedrooms and a full bathroom complete the upper level. Ride the elevator to the finished lower level, where the home transforms into the ultimate entertainment destination. A full-service wet bar anchors the space alongside a dedicated home theater with surround sound. Two additional bonus rooms with barn doors, full windows and closets offer exceptional flexibility for a home gym, guest suite, office, or hobby room. A full bathroom, brand-new HVAC system, fresh paint, and new carpeting complete this level. Beyond your front door, BeechTree offers resort-style amenities including a multimillion-dollar clubhouse, fitness center, swimming pool, tennis courts, soccer field, scenic walking trails, and one of the premier golf courses in the Washington metropolitan area.es including a multimillion-dollar clubhouse, fitness center, swimming pool, tennis courts, soccer field, scenic walking trails, and one of the premier golf courses in the Washington metropolitan area. Some homes check the boxes. This one raises the bar.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
