Welcome to 2660 Peregrine Court in the heart of Suwanee — where space, upgrades, and location come together in a way that’s hard to find. Tucked away on a quiet cul-de-sac, this 5 bedroom, 2.5 bath home makes an immediate impression with a grand two-story foyer and a soaring two-story family room filled with natural light. Designed with both comfort and convenience in mind, this is the kind of forever home buyers are searching for — featuring the main suite, laundry room, kitchen, and easy access to the garage all on the main level for effortless everyday living. This home isn’t just spacious — it’s been thoughtfully updated with new kitchen countertops, updated kitchen flooring, and new gutters, giving you peace of mind and a move-in ready feel from day one. Step outside to a large back deck perfect for entertaining, plus a beautiful screened-in sunroom you can enjoy year-round — ideal for morning coffee, game days, or winding down in the evening. And here’s what you’ll notice the moment you walk inside… it’s quiet. Even with how close you are to everything, the home offers a calm, peaceful feel that makes it easy to relax and truly feel at home. Location is a major win. You’re just 3 minutes to I-85 for easy access across metro Atlanta, and only 12 minutes to Suwanee Town Center — known for its vibrant community events, restaurants, parks, walking trails, and the lifestyle that continues to make Suwanee one of North Atlanta’s most desirable places to live. Cul-de-sac living, soaring ceilings, meaningful upgrades, and an unbeatable Suwanee location — all at a compelling value. Homes like this don’t come around often. Schedule your private tour today.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
