Welcome home to your private slice of paradise! Nestled on over 4 beautifully maintained acres within the highly sought-after gated equestrian community of Windsor Farms. This stunning home offers the perfect blend of luxury living, outdoor entertaining, and equestrian charm.From the moment you arrive through the gated entrance and long gravel drive, you’ll appreciate the peaceful setting surrounded by mature trees, manicured landscaping, and picturesque fenced pastures. The spacious home features over 2,900 square feet of heated living space, offering 4 bedrooms, 3 bathrooms, a dedicated office, sunroom designed to accommodate both everyday living and entertaining.Step outside and discover resort-style amenities including a custom outdoor entertaining patio with a built-in brick fireplace, a separate fire pit gathering area, and expansive views of the surrounding countryside. Equestrian enthusiasts will fall in love with the impressive 2 stall barn featuring loft storage and an attached garage/workshop space, fenced paddocks, and a scenic stocked pond that creates the perfect backdrop for country living.Whether you’re hosting family gatherings under the stars, enjoying quiet mornings overlooking the pastures, or creating your dream hobby farm or equestrian retreat, this property offers endless possibilities.Property Highlights:Over 4 acres of beautifully landscaped and fenced property.Beautiful Hardwood flooring throughout main living space.Dedicated office and bonus space.Bright sunroom overlooking the grounds.Detached 2 stall barn with loft storage and garage/workshop area.Fenced pasture areas ideal for horses or livestock.Outdoor fireplace and entertaining patio.Separate fire pit gathering area.Private gated entrance with long driveway.Scenic stocked pond and mature trees.Peaceful country setting with room to roam.Round Pin.300 Ft Deep well with new pump installed 2026. 2024 Updated Kitchen.New Roof installed in 2022. Custom Electric Blinds.Dri-Ease HEPA air scrubber, Dehumidifier, vapor barrier installed in crawlspace installed in 2024.New Cedar Front Porch 2024.This is more than a home It’s a lifestyle. Opportunities like this don’t come along often. Schedule your private tour today and experience country luxury at its finest.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
