Your Forever Home in Cibolo Canyons - A Story of Warmth, Beauty & True Texas Living Welcome to a home created with love, designed with intention, and elevated with timeless Texas elegance. From the moment you arrive at 24814 Resort Parkway, you feel it - a sense of comfort, pride, and belonging that only comes from a home that has been deeply cared for. This beautifully crafted Chesmar home blends Old-World ranch warmth with modern luxury, offering an atmosphere that feels both sophisticated and incredibly welcoming. A Living Space Filled With Character Step inside and look up - the soaring ceilings, natural beams, and stunning 18th-century wagon wheel chandelier upgrade bring the whole room to life. Sunlight pours through the tall windows, illuminating the open floor plan and highlighting the custom designer lighting chosen to elevate each room with style and intention. The dining room continues the theme with a one-of-a-kind statement chandelier, creating the kind of gathering space people remember. Thoughtfully Designed From Front to Back The owners invested deeply into making this home special: Fresh custom exterior painting, including the garage door High-end lighting upgrades throughout Lush, thick green grass in both front and back yards A charming, tranquil rock garden retreat in the backyard Two native live oak trees planted with care - a true Texas treasure Updated landscaping designed for beauty and low maintenance Every improvement was chosen to bring peace, warmth, and lasting value to the home. A Floor Plan Designed for Real Living With 4 bedrooms, 3 full bathrooms, a game room, office/study, and two living areas, the home offers the space you need - whether you're hosting family dinners, working from home, or relaxing after a long day. The kitchen is the heart of the home, featuring an eat-in layout, large island, walk-in pantry, and natural finishes that make cooking and entertaining effortless. Located in One of San Antonio's Most Sought-After Communities Cibolo Canyons offers: Controlled access Clubhouse Pool Miles of walking paths Nearby golf courses Award-winning schools Minutes to TPC Parkway, JW Marriott, and the very best of North San Antonio This neighborhood is beloved for its peace, beauty, and sense of community. A Home That Feels Good the Moment You Walk In This isn't just a house - it's a home filled with pride, joy, and thoughtful upgrades that truly set it apart. It has been lovingly cared for, designed with taste, and prepared for its next chapter. The next owner won't just be buying a property... They'll be gaining a lifestyle.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
