Charming Renovated Cabin-Style Home with Inground Pool on 1+ Acre in Green Cove Springs, FL - No HOA, Perfect for RVs & Outdoor Lovers 246 Six Pond Trail, Green Cove Springs, FL 32043 Escape to your private oasis in the heart of Green Cove Springs, Florida, where peace and tranquility await. Nestled on over 1 acre of land, this beautifully renovated 3-bedroom, 2-bathroom cabin-style home offers the perfect blend of rustic charm and modern upgrades. Featuring vaulted ceilings, rich wood accents, and an open floor plan, this home exudes warmth and comfort throughout. The spacious lot provides ample room for your RV, boat, trailer, and all your outdoor toys. With no HOA, you have the freedom to enjoy your property as you wish. The fully fenced backyard offers ultimate privacy and security, and the convenient electric gate provides easy drive-in access for your convenience. Relax and entertain by your inviting inground pool, the perfect spot to enjoy Florida's sunny days. Outdoor enthusiasts will love the dedicated workshop area and additional storage shed for tools, projects, or extra gear. Inside, the home has been thoughtfully updated while preserving its warm, rustic charm. The downstairs includes a bedroom with a fully remodeled bathroom and generous closet space, a large laundry room, and open living and dining areas. There's also a versatile extra foyer or flex room that can be used for a variety of purposes. Upstairs, two oversized bedrooms share a completely redone bathroom, adding even more comfort and privacy. Located in the family-friendly community of Green Cove Springs, this home is just minutes from the St. Johns River, where you can enjoy scenic parks, a spring-fed pool, playgrounds, fishing piers, and boating access. The area is known for its charming small-town atmosphere, and with highly rated Clay County schools nearby, it's a perfect place for families. Enjoy the convenience of vibrant downtown shops, dining, and community events. Jacksonville is approximately 30 minutes away, offering easy access to shopping, employment at NAS Jax, beaches, and historic St. Augustine. This property is ideal for buyers searching for homes with acreage and a pool in Green Cove Springs, no HOA properties in Clay County, homes with workshop and shed space, fully fenced lots with electric gate access, inground pool homes on large lots, and properties that are RV and boat parking friendly. The combination of space, privacy, and modern updates makes this a rare find that won't last long. Don't miss out on the opportunity to own this exceptional home. Schedule your private tour today. Buyer to verify square footage, pool condition, gate functionality, and all property details. Serving buyers relocating to Green Cove Springs Florida.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
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