With this price of $337,000.00 it is included:-Concrete slab of the gazebo -Gazebo -Water softener *** With in the price of $337,000.00 the spa electrical wires and connections are not included and it will be removed if the house is sold at this price. For an additional $5,000.00 we are including: -Spa- 65 jet spa -240 volts electric connection for spa -Spa table -Spa stairs -Solar lights -Shade canvas -Patio furniture sets 7 (without decorative cushions) -fire pit/coffee table -end table -patio dining table with 5 chairs (solid chair) -Fences solar lights -Decorative tall artificial plant -out door trashcan. Welcome to your dream home! This stunning four-bedroom, two-bathroom house sits on a beautifully landscaped lot. Notice the lovely sconces illuminating the entrance and the impressive rain chains that adds a unique look to the front of the house. As you walk through this lovely home, you’ll be amazed by all the design and details that have been added to this home. In no particular order you'll see updated lighting, granite countertops and new flooring, sinks, fascinating faucets, and upgraded appliances. Both bathrooms have been updated with modern features, such as new shower heads, towel hooks, and glass doors for the showers. The master bedroom and living room both feature a decorative accent wall to add to the atmosphere. Enjoy the backyard, that has a charming and impressive gazebo on an 18' x 14' concrete floor, with a completely fenced (Vinyl Fencing) and lighted with solar powered Lights perfect for relaxation and entertainment. Practically New with all the upgrades that a homeowner would ever desire. All schools are about 3 miles from the home including Publix2.7miles, Walmart 17 miles, Newberry Farmers Market 2.6 miles, NC Beef and Seafood Market 3.02 miles and Hitchock's market 2.5 miles. Also, ever a great verity of restaurants. Thing to do: Sport Centers, Dudley Farm Historic Park 7 miles, Devil's Millhopper Geological State Park 17 miles, San Felasco Hammock Preserve State Park 16 miles, and Paynes Prairie Preserve State Park 30 miles.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
