Tucked away on nearly three acres in one of Rockdale County's most distinctive settings, this custom-built estate feels less like a home and more like a private sanctuary. From the moment you arrive, the home's striking modern architecture makes a lasting impression. Step through the doors and into a breathtaking two-story foyer, where light pours in and vaulted ceilings soar overhead. The scale is undeniable, yet every detail feels intentional, refined, contemporary, and inviting. The great room unfolds with effortless elegance, offering a space that's equally suited for lavish gatherings or quiet evenings by the fire. It flows seamlessly into a beautifully appointed kitchen, thoughtfully designed to be both functional and stunning. Just beyond, a charming breakfast nook leads directly into an expansive sunroom, where morning coffee is paired with panoramic views of your own private retreat. On the main level, the primary suite offers a peaceful escape. Wake each day to serene views of the surrounding property, unwind in a space designed for comfort, and enjoy the luxury of dual walk-in closets that provide both style and practicality. Every inch of this suite feels like a personal haven. For evenings at home, a dedicated entertainment and theater room transforms ordinary nights into cinematic experiences. Whether hosting friends or enjoying a quiet film, the ambiance is unmatched. Step outside, and the story continues. A custom-built gas grill and gazebo create the perfect backdrop for outdoor entertaining, while a beautifully landscaped private path winds through the property inviting slow walks, reflection, and connection with nature. Here, tranquility isn't a destination; it's part of everyday life. With its exceptional acreage, masterful craftsmanship, and thoughtfully designed spaces, this estate offers more than luxury, it offers an experience. A rare opportunity to live expansively, entertain effortlessly, and retreat peacefully, all in one extraordinary place.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
