One or more photo(s) has been virtually staged. Step into this beautifully updated residence at 2425 Maracaibo Dr, Kissimmee, FL 34746, where privacy, luxury, and functionality come together in one exceptional property. Backing to tranquil conservation with no rear neighbors and protected views that will never be built on, this home offers the peaceful Florida lifestyle you’ve been searching for. Completely remodeled in the main areas of this beautiful home, this standout home showcases modern upgrades throughout, including fresh interior and exterior paint, beautifully renovated living spaces, updated bathrooms, and a redesigned primary suite bath that delivers a true spa-like experience. From the moment you walk in, you’ll notice the pride of ownership and attention to detail that make this property feel truly move-in ready. Offering expansive square footage and a spacious 3-car garage, this home is designed for both comfort and convenience. Enjoy Florida living at its finest with a stunning private pool and recently resurfaced pool area (2022), perfect for entertaining guests or relaxing while overlooking the serene conservation views from your backyard porch. Major high-ticket improvements provide peace of mind for years to come, including:New roof (less than 1 year old)Water heater replaced in 2022 One A/C unit replaced in 2020 Second A/C unit professionally rebuilt Pool resurfaced in 2022. A versatile office space featuring a built-in Murphy bed adds incredible flexibility—ideal for a guest suite, home office, media room, gym, or multi-purpose flex space tailored to your lifestyle. Located within the sought-after Brighton Lakes community, residents enjoy low HOA fees and resort-style amenities including a clubhouse, community pool, fitness center, basketball courts, tennis courts, playgrounds, and more. Perfectly positioned in the heart of Kissimmee, this home offers convenient access to major highways, Orlando International Airport, and Central Florida’s world-famous attractions including Walt Disney World Resort, Universal Orlando Resort, and SeaWorld Orlando, along with endless shopping, dining, and entertainment options. This is a rare opportunity to own a private, fully upgraded home with conservation views, flexible living spaces, and unbeatable access to everything Kissimmee and Orlando have. A truly special property ready to elevate your next chapter.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
