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23333 Four Chimneys Ln, Middleburg, VA 20117
4 beds · 8 baths · 6,287 sqft
** Price Improvement - considerably below recent appraisal which is available upon request ** Tucked away just over a mile east of historic Middleburg, Fox Hill Farm offers a rare opportunity to own a beautifully remodeled estate, with 6,547 finished square feet in the main house and barn apartment, set on 7.6 picturesque equestrian acres. Located off Little River Turnpike, Four Chimneys Lane is a paved and easily accessible road leading to this delightful property. The elegantly updated two-level brick home features a main-level primary suite with primary walk-in-closet incorporating a second laundry, plus two additional bedrooms, each with its own en-suite bathroom. The foyer opens into a formal dining room to one side, and living room to the other, while the expansive gourmet kitchen—complete with a grand center island—flows seamlessly into a bright breakfast area. A light infused great room, with its striking Palladian window, provides pastoral views of the paddocks and the charming guest cottage and barn beyond. A side-loading, attached two-car garage completes the main level. The recently fully finished lower level is an entertainer’s delight, featuring a state-of-the-art home theater, recreation room, library/office, sitting room, full kitchen, wet bar, full bathroom off the hall, laundry room and two additional bedrooms—each with their own private bathrooms. From the lower level, step out onto the back patio and take in the pleasant landscape, stretching toward the paddocks and guest cottage/barn beyond. A separate driveway leads to the fully remodeled guest cottage, a sought-after short-term rental, where guests are able to experience the unique charm of the attached barn, home to two friendly horses and an endearing mini pony, always eager for treats. A detached, oversize garage next to the cottage offers secure and convenient guest parking. Fox Hill Farm’s fenced kitchen garden is a nice highlight, providing a bountiful harvest of fresh vegetables and flowers in season. With its pebbled gathering area, it's the perfect setting for summer parties and outdoor entertaining - be sure to watch the video for all the details. Local zoning may potentially allow for construction of an accessory dwelling unit of up to 2,500SF, with a separate entry off route 50, Little River Turnpike. Experience the beauty, charm, and equestrian lifestyle of Fox Hill Farm—a one-of-a-kind Middleburg retreat. The short-term rental barn cottage offers additional income potential, currently $2,500 to $3,500 per month.
Source: BRIGHT #VALO2088950
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2088950
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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