Welcome to 227 Pleasant View Road, where quiet country charm meets modern comfort and convenience. Built in 1900, this stunning home blends timeless character with contemporary living. Beaver Creek runs just behind the home, with beautiful foliage along its banks turning shades of red and yellow in autumn. Explore nearby hiking and walking trails and rediscover your love of the outdoors right in your backyard. Set on 1.79 peaceful acres, there’s plenty of room to breathe, move, and grow. From the moment you step onto the broad front porch, you’ll feel the calm of country life. Inside, the kitchen is the heart of the home, and features built-in shelving, granite countertops and a large island. Walk through to a cozy dining room and comfortable living room. A convenient powder room completes the first floor. Upstairs, you’ll find three bedrooms, a laundry room, and a full bath. The property also includes well-appointed in-law quarters with its own bedroom, full bath, kitchen, living room, and separate entrance—ideal for guests, extended family, a private office suite, or long-term rental. The expansive property features a fire pit, 12x25 screened pavilion perfect for cookouts and outdoor dining - or bring a projector and enjoy an outdoor movie night! A 3-car detached garage provides all-weather parking and storage, plus a 12x20 shed perfect for a bass boat, kayak, or outdoor gear. Plenty of space on this property makes it the ideal location for hobbies including gardening, homesteading, or simply enjoying the large yard for the extended privacy it gives. The property already includes a fenced 30x40 mulched garden, a mature apple tree perfect for homemade applesauce, and 4 year old blackberry, raspberry, and blueberry bushes. Take pride in enjoying fruits and vegetables from your own land all year long. Just a short walk away is Schiavoni Park, with its 2.5-mile paved trail for walking or biking and kayak, canoe, and tubing rentals for fun on the water. The location is ideal—10–15 minutes from Hershey and Harrisburg International Airport, and only 3 minutes to downtown Hummelstown. The home has been cherished and well maintained with updates including a new roof, gutters, and skylight (2025), new HVAC (2021), and a new composite deck and balcony (2025) - over $60,000 in upgrades. Shake off the winter blues, and enjoy the abundance this property has to offer. Whether you’re sipping coffee on the porch at sunrise, planting the garden you’ve always wanted, entertaining friends, dipping your toes in Beaver Creek, or simply enjoying the tranquility, 227 Pleasant View Road offers the peaceful, warm, and welcoming lifestyle you’ve been dreaming of.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
