Welcome to Scenic Village in the heart of Oakhurst, where urban convenience meets effortless living. Tucked alongside the Trinity Trails, this vibrant community offers easy access to miles of scenic trails, parks, and Fort Worth's most exciting new development, Panther Island, just minutes away—bringing outdoor live music, movies under the stars, and waterfront dining. Downtown Fort Worth and the Stockyards are also within easy reach. You'll enjoy everything the city has to offer without sacrificing the peace of home.This modern home is the largest floor plan offered by Havenwood Builders, delivering thoughtfully designed living space with high-end finishes at every turn. The layout is as smart as it is stylish—all living spaces, kitchen, dining room, and a convenient half bath are located on the main floor, creating an open, flowing environment perfect for entertaining or unwinding. The kitchen features a gas cooktop, quartz countertops, abundant cabinetry, and a walk-in pantry. Whether you're hosting dinner parties or enjoying a quiet night in, this kitchen delivers. Head upstairs to find all three bedrooms, two full baths, and a dedicated laundry room, keeping sleeping quarters completely private from everyday activity. Elevated details throughout include decorator wainscoting, custom plantation shutters, and an energy-efficient tankless hot water heater—every detail chosen with quality and convenience in mind.The HOA maintains both the front and back yards, so weekends are yours to enjoy—not spent behind a lawnmower. The backyard features lush green turf for year-round beauty with minimal upkeep, and a gorgeous pergola perfect for cool Texas evenings under the stars. Alley-access garage parking keeps the front of the home clean and welcoming, with guest parking conveniently available out front. This is the home for the buyer who wants it all — style, space, smart design, and a community lifestyle that puts Fort Worth's best right at their doorstep.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
