Welcome to 2190 Bur Oak Blvd, where comfort, style, and everyday living come together in the sought-after community of Live Oak Lake. Originally built by Pulte, this thoughtfully designed single-story home invites you in with inviting curb appeal, a paver driveway, and a welcoming entry that immediately sets the tone for what’s inside. Step through the front door into a bright and open layout that effortlessly connects the main living spaces. The heart of the home is the expansive living room, perfectly positioned for both relaxing evenings and entertaining, flowing seamlessly into the dining area and beautifully appointed kitchen. Here, you’ll find granite countertops, stainless steel appliances, abundant cabinetry, and a large center island ideal for gathering, prepping, or casual dining. The split floor plan offers privacy and functionality, with a spacious primary suite tucked away featuring a well-appointed en-suite bath and generous closet space. Secondary bedrooms are comfortably sized and versatile, perfect for guests, a home office, or growing households. The indoor laundry room and smart storage throughout add to the home’s practical design. Step outside and enjoy true Florida living. The screened lanai creates the perfect shaded retreat for morning coffee or evening relaxation, while the fully fenced backyard offers contained space for pets and play. A custom paver pad provides endless possibilities: a firepit lounge, outdoor dining space, party or sundeck. Beyond the home, Live Oak Lake enhances your lifestyle with no CDD fees and exceptional community amenities including a resort-style pool, cabana, playground, and scenic walking paths. A unique bonus is the dedicated RV and boat storage facitliy just outside the community, an incredible convenience for outdoor enthusiasts. Location is where this home truly shines. Situated in Saint Cloud, you’re just minutes from Lake Nona’s Medical City, UCF College of Medicine, Valencia College, and other top higher education institutions. Major employers, Orlando International Airport, and key roadways including the Florida Turnpike and SR 417 provide easy connectivity. Everyday conveniences like shopping, dining, and entertainment are all close by, offering both accessibility and quality of life. This home delivers the perfect blend of thoughtful design, outdoor enjoyment, and a prime Central Florida location. Schedule your private tour today.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
