Welcome to 215 Turning Pines Loop, a beautiful 3-bedroom, 2-bath home located in the desirable Carolina Forest community of Myrtle Beach. One of the few homes in the community with no neighboring house directly on one side, the property offers an open, spacious feel and peaceful water views. The fenced backyard overlooks the pond, creating the perfect setting to relax or entertain while enjoying the scenic surroundings.This home comes with many improvements such as: an extended screened in porch, refaced kitchen cabinets, granite counter tops, air purifier (ionizer), attic fan, water conditioner, water heater (2024), Irrigation System (2025), and a fence. A transfer switch was installed and a portable generator will convey with the property. Why wait on new construction when you can get a home that is move in ready. This home offers the perfect blend of comfort, style, and coastal living by having an open-concept floor plan, pond views, and an extended screened-in porch. Inside, you’ll find spacious living and dining areas filled with natural light, creating an ideal space for entertaining or relaxing with family and friends. The kitchen features granite countertops, freshly resurfaced cabinets, ample storage, and a separate breakfast area for casual dining.Enjoy the oversized screened porch overlooking the peaceful pond — perfect for morning coffee, outdoor dining, or enjoying the Carolina weather year-round. Conveniently located near Carolina Forest Blvd, this home is just minutes from top-rated schools, shopping, restaurants, golf courses, Tanger Outlets, medical facilities, and the beautiful beaches of Myrtle Beach. With easy access to Highway 31 and Highway 501, commuting and exploring the Grand Strand is effortless. This move-in-ready home offers incredible value in one of Myrtle Beach’s most desirable areas. Schedule your private showing today! *Please note that some photos have been modified and photoshopped to take the furniture out of the home and to show the space in the way the buyer will receive it, unfurnished.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
