One or more photo(s) has been virtually staged. The owners are providing a 1 year home warranty and 2k to the buyer toward closing cost & prepaids with a full price offer. Welcome to this beautifully maintained move-in ready home located in the highly sought-after Connerton community, a premier master-planned neighborhood offering exceptional amenities and an unmatched Florida lifestyle. This spacious 3-bedroom, 2-bathroom residence combines comfort, functionality, and style in one inviting package. From the moment you arrive, you’ll appreciate the home’s charming curb appeal and expansive tiled front porch; the perfect place to relax and enjoy peaceful mornings or evening sunsets. Step inside to a welcoming foyer featuring a versatile flex space that can easily serve as a home office, formal dining room, playroom, or additional sitting area to suit your needs. Designed with both everyday living and entertaining in mind, the open-concept layout seamlessly connects the kitchen, dining, and living areas. The well-appointed kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, a natural gas range, oversized center island, and a spacious pantry. The adjoining dining and living spaces offer a warm and inviting atmosphere with laminate flooring throughout the main living areas. Privately situated at the rear of the home, the spacious primary suite offers a relaxing retreat complete with a large walk-in closet and an ensuite bathroom featuring dual vanities, a garden tub, walk-in shower, and private water closet. Step outside to the fully fenced backyard with ample space to design your dream outdoor oasis, whether it’s a future pool, outdoor kitchen, or entertainment area. Additional upgrades include a water softener system, insulated garage door, mounted A/C unit in the garage, and overhead storage shelving. The laundry room is conveniently located just inside the garage entry, and the washer and dryer convey with the sale. Living in Connerton means enjoying a resort-inspired lifestyle surrounded by scenic nature preserves, walking and biking trails, lakes, and wetlands. Residents enjoy access to outstanding amenities including a resort-style pool, heated lap pool, splash park, fitness center, Connerton Café, Kidz Zone, beach volleyball, basketball, tennis and pickleball courts, plus year-round community events and activities for all ages. This golf cart-friendly community also offers low HOA and CDD fees for added value and convenience. Ideally located just minutes from the Suncoast Parkway and Interstate 75, this home provides easy access to shopping, dining, entertainment, and Tampa Bay area destinations. Schedule your private showing today and experience all that Connerton has to offer!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
