Welcome to 214 Oakbend Street, a beautifully designed 5 bedroom, 3.5 bath home perfectly positioned in the heart of Brighton Park Village in highly sought after Nexton. Just steps from Brighton Park Elementary, the neighborhood pool, parks, trails, The Great Lawn, Harris Teeter, restaurants, shops, and everyday conveniences, this location truly offers the lifestyle so many are searching for. Pair that with a thoughtfully designed floor plan that blends comfort, functionality, and charm, and you have a home that fits every stage of life.Perfectly situated across from a community park and backing to peaceful pond and protected wetlands views, this spacious Saussy Burbank home was designed for the way people truly live.The open concept layout creates effortless flow between the main living spaces, making everyday living and entertaining feel easy and connected. The inviting family room features a cozy fireplace and custom shiplap accent wall, seamlessly opening to the bright and airy kitchen and breakfast area. Designed with both style and function in mind, the kitchen offers white painted maple cabinetry, light granite countertops, stainless steel appliances, a natural gas range, a large shiplap island, and generous prep and storage space. Beyond the main living areas, the first floor also includes a formal dining room perfect for gatherings, along with a separate office or flex space currently used as a playroom, offering endless versatility for working from home, hobbies, guests, or additional living needs. Upstairs, the spacious primary suite serves as a peaceful retreat with tranquil pond views framed by beautiful South Carolina pines. The spa like ensuite features a large tiled shower, creating the perfect place to unwind at the end of the day. Four additional bedrooms provide plenty of flexibility for family, guests, bonus rooms, or home office needs. Outdoor living is just as inviting, with a charming full front porch topped with a metal roof and an oversized screened porch overlooking the fully fenced backyard, pond, and wetlands beyond. Whether enjoying quiet mornings, evening sunsets, or hosting friends and family, these spaces were made to be enjoyed year round. Living in Brighton Park at Nexton means more than just owning a home. It's a lifestyle centered around connection, convenience, and community, with access to resort style pools, a fitness center, clubhouse, playgrounds, parks, trails, and The Great Lawn, all just a short walk or golf cart ride away.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
