Set within the amenity-rich BeechTree golf course community, 2107 Turleygreen Pl offers a well-balanced blend of comfort, convenience, and access to everything Upper Marlboro and the greater DC area have to offer. This three-bedroom home with two full and two half baths is ideally positioned just minutes from the new University of Maryland Capital Region Medical Center and the continued growth of downtown Largo, placing everyday essentials and forward-looking development right at your doorstep. The main level is arranged for both everyday living and casual entertaining, with an easy flow between living and dining spaces and a kitchen that keeps everything within reach. Upstairs, the primary suite serves as a comfortable retreat with its own full bath, while two additional bedrooms and another full bath provide flexibility for guests, work-from-home needs, or hobbies. The lower level expands the living space with a finished area suited for a rec room, gym, or media lounge, along with a convenient half bath. Outdoor areas offer space to relax or host, while the BeechTree setting adds to the appeal with golf course surroundings, walking trails, and neighborhood amenities that support an active lifestyle. Commuters will appreciate quick access to I-495, Route 50, and the Largo Town Center Metro, making travel into Washington, DC and major employment hubs like Joint Base Andrews, the Census Bureau, and downtown DC straightforward. Shopping, dining, and entertainment options are close by at Woodmore Towne Centre, Largo Town Center, and National Harbor, with additional recreation and culture at Watkins Regional Park and the Prince George’s African American Museum and Cultural Center. Mortgage savings may be available for buyers of this listing.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
