This is THE ONE you have been waiting for. Welcome to an exceptional residence where timeless elegance meets modern luxury in one of Woodstock’s most sought-after settings. Perfectly positioned on a beautifully appointed level lot with mature landscapes, this home offers an elevated living experience designed for both exceptional functionality and everyday comfort. A 3 car garage w/ all new epoxy paint makes the space feel fine tuned, elegant and clean. From the moment you enter, you’re greeted by rich hardwood floors, soaring ceilings, and an effortless flow of light-filled spaces that create a warm yet sophisticated ambiance. Upgrades in all the right places: WIDE PLANTATION SHUTTERS throughout home, BUILT-IN shelving in Keeping Room and Master Suite, FIREPIT on Backyard Terrace, CUSTOM Master Closet, CUSTOM Upstairs Closet, NEW roof, NEW garage floor, NEW water heater, and NEW Gas Kitchen Cooktop. The main living areas are thoughtfully designed with architectural detail, from custom millwork and columns to expansive sightlines that seamlessly connect each room. The well appointed dining rm w/ wainscot accented walls and coffered ceiling it makes quite a statement for guests. At the heart of the home, the chef’s kitchen is both stunning and functional featuring custom high end cabinetry, stone countertops, a large centered island, built in desk, stainless steel premium appliances w/ a new cooktop and an updated lighting. A walk in pantry, double ovens and loads of counter space, this is the perfect kitchen for the love of cooking & entertaining. The kitchen opens beautifully to the fireside keeping room, creating the perfect setting for entertaining or relaxing in style near the heart of the home. You will love the bedrm and full bathrm on the main level opposite of the master on main. Two bedrms on the main level with stepless entry into this home are hard to find. The owner’s suite is a true retreat, offering generous space w/ a large sitting rm w/ custom built ins, a spa-inspired bath w/ a large deep soaking tub, tiled shower, and double vanities with a make up counter. Custom finished closet offers optimal organization. The main level not only has 2 full bathrms for each of its main level bedrms but also a half bathrm for guests. The main level laundry rm is adorned with character. Accented w/ a shiplap ceiling and custom chandelier, it makes laundry time inviting. Walk right out to the screen porch overlooking the private backyard w/ a stone firepit. The home is accented by luxurious plantation shutters. Upstairs you will find 3 additional large secondary bedrooms are equally spacious and well-appointed, providing comfort and privacy for family and guests. One bedroom with a private bathroom and exceptional large. The bonus rm upstairs is massive & makes a great TV rm, playrm or even an office. It also could double as a 6th bedrm and overlooks the backyard. Designed with lifestyle in mind, the home extends beyond the main level w/ incredible flex spaces perfect for a media rm, game rm, or private retreat. Outdoor living is equally impressive, offering inviting spaces to unwind, host, & enjoy the natural surroundings and even an ideal location for a pool and outdoor oasis. Located in the highly sought-after Millstone at Little River community amongst top rated schools and lower county taxes than surrounding counties, residents enjoy swim and tennis amenities along with close proximity to Downtown Woodstock’s vibrant shops and dining, The Outlet Shoppes at Atlanta, nearby parks and scenic trails, and recreation at Lake Allatoona. Just moments to Roswell and Alpharetta, this home is truly centered in prime location surrounded by some of the area’s best restaurants and conveniences. A rare opportunity to own a home of this caliber in one of Woodstock’s most desirable communities where luxury, lifestyle, and location come together beautifully. This is more than a home, it’s a statement.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
