Welcome to 210 Briarwood Dr, Pacolet, SC Where Southern Charm Meets Exceptional Entertaining! Nestled on a beautiful large corner lot just 10 minutes from Downtown Spartanburg, this incredibly charming 3-bedroom, 2-bath home offers the perfect blend of timeless character, modern updates, and unforgettable indoor and outdoor living. From the moment you step through the front door, you'll appreciate the welcoming formal living room, rich hardwood floors, and spacious layout designed for both everyday living and entertaining. The elegant dining room features stunning built-in china cabinets with glass doors, creating the perfect setting for holiday gatherings and special occasions. The heart of the home is the expansive kitchen, complete with granite countertops, an oversized center island with prep sink, wall ovens, abundant cabinetry, a walk-in pantry, and all appliances conveying with the home. Just off the kitchen, you'll fall in love with the inviting sunroom featuring brick flooring, vaulted wood-paneled ceilings, and picturesque views of the backyard oasis. The oversized family room is the perfect place to gather, highlighted by a cozy gas log fireplace that makes the space warm and inviting year-round. The primary suite is truly a showstopper! Spacious and luxurious, it offers multiple closets and an absolutely incredible spa-inspired bathroom featuring Roman columns, a beautiful chandelier, dual vanities, a relaxing Jacuzzi tub, separate shower, and enough space to make every day feel like a retreat. It's a bathroom you'll simply have to see to believe! Step outside and discover your own private resort. The backyard was made for entertaining with a covered patio perfect for grilling and dining, a sparkling in-ground pool with slide, and a versatile pool house that's ready to become the ultimate man cave, she shed, home gym, guest retreat, or teenage hangout. A fenced backyard, storage/workshop, and two-car carport with additional storage complete this incredible outdoor space. Major updates provide peace of mind, including: New Roof (2025), New HVAC (2024), New Pool Liner (2022), Natural Gas Water Heater. If you've been searching for a home that offers character, generous living spaces, modern updates, and an outdoor paradise perfect for making lifelong memories, 210 Briarwood Road is the one you've been waiting for. Schedule your private showing today and experience everything this exceptional home has to offer! This property comes with a rate buydown, reducing the buyer’s interest rate for the first two years of their loan. Buyer is not obligated to use preferred lender – however must use preferred lender to receive the buy down. Lender can issue loan approvals in as little as 5 days and close in 15. Restrictions apply.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
