Discover the perfect blend of coastal luxury and modern peace of mind at 208 Longshore Drive, located in the highly desirable Shorewood Estates within The Shores. From the moment you arrive, the oak-lined sidewalks and mature trees set a tranquil tone, leading you up a slate and stack-stone walkway to striking solid wood double entry doors. Inside, the home unfolds with sophisticated wood-look tile throughout the main level, where a formal living room and a versatile dining or flex space offer ample room for both daily living and elegant entertaining. The heart of the home is a chef's dream, featuring updated custom grey cabinetry, a stunning waterfall quartzite countertop, and a matching backsplash, all complemented by premium stainless GE Profile appliances. All four bedrooms are tucked away on the second floor for maximum privacy, showcasing beautiful all-wood flooring and stylish window treatments. Beyond the aesthetic, this residence is engineered for ultimate resilience and comfort, boasting a brand-new 2025 whole-house generator supported by a 500-gallon propane tank, two brand-new 2025 AC units with all-new ductwork, a 2018 concrete tile roof, and full impact windows. Modern convenience is integrated throughout, with a wired-in WiFi booster, a comprehensive security system with Ring cameras, and smart-home controls for the pool, irrigation, and exterior uplighting. The outdoor space is a true sanctuary, backing onto a lush, quiet preserve that ensures total privacy and silence. You can relax on the massive 60-foot covered patio or within the expansive screened lanai, which overlooks an oversized saltwater pool and a new 2024 remote-controlled heated jacuzzi. The fully fenced side yard provides extra space for family or pets, making this the ultimate retreat for unwinding with a glass of wine at the end of the day. Situated in the heart of Jupiter, this property offers unparalleled access to A-rated schools and an active lifestyle where neighbors are frequently seen cycling or walking dogs through the shaded streets. You are just ten minutes from the pristine sands of Juno Beach and the dog-friendly beaches near the pier, and only minutes away from world-class golf, tennis, boating, and the vibrant dining scenes at Harbourside Place and Love Street. With PBI Airport just 25 minutes away, this home perfectly captures the sophisticated yet relaxed Jupiter lifestyle.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
