Welcome Home to Hawthorne's Grant Tucked beside peaceful green space in one of Arnold's most coveted communities, this exceptional pet free/smoke free end-unit townhome lives more like a luxury single-family home than a traditional townhouse. With its expansive width, over three thoughtfully designed levels, and beautifully appointed finishes, every space feels open, inviting, and effortlessly livable. From the moment you step inside, rich hardwood floors, soaring ceilings, abundant natural light and a whole home surround sound system create a warm, welcoming atmosphere. The gourmet kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, generous cabinetry, and an oversized island that naturally becomes the gathering place for morning coffee, homework, holiday baking, and conversations that linger long after dinner. The bar/coffee area adds to the ambience and storage options, complete with a beverage fridge. Upstairs, the spacious primary suite offers a peaceful retreat, while two additional bedrooms provide room for family, guests, or a home office. The finished lower level adds even more flexibility with additional living space perfect for movie nights, a fitness area, playroom, home office or game room. But it's the backyard that truly steals the show. Thoughtfully upgraded by the current owners, the home, featuring elegant French doors in place of traditional sliding doors, as well as a transom window that fills the living space with beautiful natural light and creates a seamless connection to the outdoors. Step outside to your own private outdoor oasis. A composite deck on the main level overlooks an incredible custom paved patio complete with a stunning pergola enabling year round cover, built-in seating walls, lush landscaping, and a fully fenced yard designed for both relaxation and entertaining. Whether you're hosting summer barbecues, enjoying evenings around the fire pit, sipping your morning coffee beneath the covered patio, or simply unwinding after work, this outdoor living space feels like a private retreat. Perfectly positioned beside open green space, this home offers an added sense of privacy while remaining just a short stroll to one of Anne Arundel County's top-rated elementary schools. Enjoy the convenience of nearby parks, shopping, restaurants, commuter routes, and everything the Broadneck Peninsula lifestyle has to offer. 203 Treyburn isn't simply a townhome—it offers the space, privacy, and lifestyle of a single-family home with the ease of luxury townhome living.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
