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2 Clear Pl, Ocala, FL 34472
3 beds · 2 baths · 1,509 sqft
Energy-Efficient Living in Silver Springs Shores! Welcome to 2 Clear Place, Ocala, FL 34472—a well-maintained 3-bedroom, 2-bath home tucked away on a quiet cul-de-sac in the desirable Silver Springs Shores community. Offered at $237,500, this home combines comfort, value, and serious energy savings. Major upgrades include a 3-year-old roof, solar panel system, and updated electric panel—a $48,000 investment that will be paid off at closing, allowing the next owner to enjoy reduced electric bills (currently averaging only $150/month). The AC and water heater were both replaced just 5 years ago, giving you added peace of mind. The interior features a bright and open layout with a functional split-bedroom plan, while the large backyard provides space for outdoor enjoyment, gardening, or entertaining. Living in Silver Springs Shores means enjoying a friendly neighborhood with parks, community centers, fishing lakes, golf at the Country Club, and easy access to the Cross Florida Greenway for hiking and biking. Just minutes away is Silver Springs State Park, known for kayaking, glass-bottom boat tours, wild monkeys, and manatees in the crystal-clear waters. Head into historic downtown Ocala for a vibrant mix of restaurants, shops, the Bonkerz Comedy Club, a classic movie theatre, and the pool hall above Brick City BBQ. Whether you’re exploring the outdoors or enjoying a night on the town, this location puts you close to it all. This move-in ready, energy-smart home is a must-see. Schedule your showing today!
Source: STELLAR #O6312279
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6312279
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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