A Traditional Estate on Expansive Grounds --- An extraordinary statement of luxury and presence in Summer Estates, this large estate sits majestically on over one acre of beautifully landscaped and curated grounds in one of Atlanta’s most distinguished enclaves. This exceptional 6-bedroom, 4 full bath, and 2 half bath residence blends architectural elegance with modern sophistication, offering expansive living spaces designed for both grand entertaining and intimate everyday living. The home makes an unforgettable first impression with its grand entrance and elegant winding staircase, immediately conveying sophistication and timeless design with a motorized chandelier. Inside, custom finishes, elevated millwork, designer lighting, and elegant hardwood flooring create a refined yet inviting atmosphere throughout. The home flows effortlessly from this breathtaking entry into refined formal living spaces highlighted by soaring ceiling heights, seven-foot doors, exquisite finishes, and thoughtful architectural details throughout. The expansive great room serves as the centerpiece of the home, featuring soaring ceilings, abundant natural light, and a must-see full wall mirror with a seamless flow into adjacent living, dining and entertaining spaces. The kitchen features stainless steel appliances, custom cabinetry and an island — ideal for both intimate family meals and gatherings. The custom wine rack, spacious laundry room with storage and walk in pantry are just a few of the characteristics this home boasts. A lavish main-level owner’s suite has a serene retreat, with a spa-inspired bath with a separate shower with a sauna, custom closets, breakfast bar and a private staircase leading to an exclusive indoor jacuzzi. Three well-appointed bedrooms upstairs offer flexibility for family, guests, or private work-from-home spaces including a flex space with wall-to-wall mirror and weight room. This stunning residence features two full kitchens, making it perfect for multigenerational living, private catering, or an elevated entertainment experience. The walkout terrace level has additional bedrooms, abundant recreation space for media, fitness, or creative pursuits. Step outside to your private sanctuary — a meticulously designed backyard that has been professionally landscaped and curated for beauty, privacy, and relaxation. A stunning Lanai offers the perfect setting for morning breakfast, sunset gatherings, or elegant outdoor events, seamlessly blending indoors and outdoor living. The home is surrounded by a remote-controlled gated entry with a pedestrian gate. A circular driveway was installed adjacent to the home expanding the parking space. This home has more upgrades and features that are best appreciated in person. With its exceptional scale, exquisite craftsmanship, and unparalleled attention to detail, 1968 Enon Road SW represents a rare opportunity to own a truly distinguished Atlanta estate conveniently located less than 15 miles from the ATL airport, downtown Atlanta, Mercedes Benz Stadium and, the Atlanta Beltline and less than 20 minutes from the Braves Stadium and Premium Shopping Centers. Property will be available for showing starting Monday, March 2, 2026. Agents, please see showing requirements.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.