Welcome to this spacious five-bedroom home at 1941 Weatherstaff Lane, designed with style, personality, and plenty of room to live, entertain, and enjoy the finer things. Let’s start with the owner’s retreat, because once you see it, you may never want to leave. This stunning private sanctuary features its own private staircase, setting the tone for a space that truly feels special. Inside, you’ll find a cozy fireplace, elegant decorative ledges perfect for displaying your favorite pieces, and three sparkling chandeliers that carry a glamorous theme throughout the suite. Two generous closets offer custom shelving and distinctive decorative hardware, giving you both beauty and organization. The spa-inspired owner’s bath continues the luxury with a tiled walk-in shower with built-in seating, a relaxing soaking tub set beneath a beautifully trimmed window, and a double vanity with rich dark cabinetry and stylish hardware that adds just the right touch of sophistication. The home offers four additional bedrooms, including one with a private en-suite bathroom and a striking arched window that fills the space with natural light. Two additional bedrooms share a Jack-and-Jill bathroom, creating a practical and comfortable layout for family or guests. The fifth bedroom is conveniently located on the main level, with a full bath accessible from both the bedroom and the hallway—perfect for visitors or multi-generational living. Downstairs you’ll also find a formal dining room with coffered ceilings and elegant wainscoting, creating a beautiful space for hosting dinners and special occasions. There is also a dedicated office with double glass doors and a built-in desk, offering both style and privacy for working from home. The open-concept kitchen with breakfast nook flows seamlessly into the family room with fireplace, while rich dark wood flooring throughout the main living areas adds warmth and elegance. Step outside and the charm continues. The backyard offers its own retreat with a large paved patio and covered seating area, ideal for relaxing or entertaining. In the front yard, a beautiful water fountain with palm trees creates an inviting first impression. Situated on one of the largest lots in the community, this home stands out with character and style. If you love a little sparkle, a lot of space, and a touch of luxury, this home delivers—and it comes at a price that makes it an exceptional value.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
