Welcome to this beautifully refreshed 3-bedroom, 2.5-bath home tucked away on a quiet cul-de-sac in one of Dallas's most desirable and fast-growing areas. Situated on a level lot with excellent curb appeal, this move-in-ready property offers the perfect blend of tasteful updates, functional living space, and rare workshop potential, all just minutes from shopping, dining, parks, schools, and everyday conveniences. Step inside to discover refinished hardwood floors throughout the main level, fresh interior paint, and thoughtfully selected finishes that create a warm and inviting atmosphere. The kitchen has been updated with sleek countertops, a stylish backsplash, stainless steel appliances, and elegant fixtures that make both everyday living and entertaining a pleasure. The open flow between the kitchen, dining, and living areas creates a comfortable layout designed for gathering with family and friends. Upstairs, the spacious primary suite provides a relaxing retreat featuring tile flooring in the bathroom, updated fixtures, and a separate tub accented by modern backsplash. Two additional bedrooms and a full bath offer flexibility for family, guests, or a home office, while the half bath on the main level adds convenience for visitors. What truly sets this property apart is the incredible amount of usable space beyond the main home. In addition to the attached two-car garage, the property features a detached garage/workshop with electricity and an attic room above, offering endless possibilities for hobbyists, car enthusiasts, woodworkers, small business owners, or anyone needing extra workspace and storage. An additional storage shed provides even more room for tools, lawn equipment, and seasonal items. The level front and backyard offer plenty of space for outdoor entertaining, gardening, pets, or play, while the cul-de-sac location provides a quieter setting with minimal through traffic. A covered sunroom creates the perfect indoor-outdoor retreat, offering a comfortable space for morning coffee, evening relaxation, or gathering with family and friends year-round. Already equipped with a ceiling fan, it's an ideal spot to stay comfortable during Georgia's warmer months while enjoying views of the backyard. From the refinished hardwood floors and updated kitchen to the covered sunroom, powered workshop, detached storage building, and level yard, this property offers a combination of features that are increasingly difficult to find at this price point. Whether you're looking for space to entertain, room for projects, or simply a move-in-ready home with thoughtful updates already completed, this one checks all the boxes. Conveniently located near Downtown Dallas, local parks, shopping, restaurants, and major commuter routes, this home delivers the space, versatility, and lifestyle today's buyers are searching for. Schedule your private showing today and experience everything this exceptional property has to offer.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
