PRIVATE 10.73-ACRE LOG CABIN RETREAT WITH POOL, HOT TUB, KAYAK ACCESS, AND INCREDIBLE INCOME POTENTIAL. If you've been dreaming of owning a private cabin in South Carolina, a hunting retreat, an Airbnb investment property, or a secluded getaway surrounded by nature, this extraordinary A-frame style log home delivers a lifestyle that is becoming increasingly difficult to find. Nestled on 10.73 wooded acres and accessed by a private road shared by neighboring residents, this 2 bedroom, 3 bath log cabin with loft combines rustic charm with modern comforts and feels like a treehouse for adults. Warm wood tones throughout, soaring cathedral ceilings, and a dramatic wall of windows in the family room create a breathtaking setting that brings the outdoors in. The open family room and dining areaprovide the perfect gathering space, while the loft offers flexibility for additional sleeping quarters, a game room, office, or bunk area. The primary suite features direct access to the hot tub, creating the perfect place to relax beneath the stars after a day spent enjoying the outdoors. Elevated construction provides extensive storage underneath, while the huge deck offers endless space for entertaining and overlooks the above-ground pool and surrounding natural beauty. Additional features include a whole-house generator, hunting blind, treehouse, and abundant wildlife. A private community road leads to a kayak launch, and the property offers the potential for a future dock, creating opportunities for fishing, kayaking, and exploring the surrounding waterways. Whether you are searching for a full-time residence, family compound, hunting lodge, glamping retreat, campground, VRBO, Airbnb, or income-producing investment, the possibilities are endless. The existing log cabin could serve as the main residence while portions of the acreage are utilized for camping sites, RV spaces, or hunting leases. Ideal for hunters, outdoor enthusiasts, investors, and anyone looking to escape the noise of everyday life, this one-of-a-kind Lowcountry retreat offers privacy, recreation, and unmatched character in a setting that truly feels like your own private world.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
