Live the resort lifestyle in Goodyear's premier master-planned community called Estrella! Nestled just steps from Bougainvillea Park, this stunning Beazer home offers an unmatched community experience. As residents, your buyers gain full, all-access passes to BOTH the award-winning Starpointe and Presidio Residents' Clubs. Imagine weekends spent lounging by heated resort pools, working out in state-of-the-art fitness centers, or dining lakeside. Enjoy free kayak/canoe rentals at the Yacht Club, splash at the water park, or explore 65+ miles of mountain hiking trails. This modern, energy-efficient home blends premium construction with a vacation-every-day vibe. Don't just buy a house--capture an incredible way of life in one of Arizona's most breathtaking desert settings! Where Growth Meets Lifestyle 85338 offers more than strong employment access -- it also delivers the kind of Arizona lifestyle buyers are looking for. From nearby hiking trails and mountain views to lakes, kayaking, community parks, water play areas, resort-style amenities, and neighborhood gathering spaces, this area gives residents room to work, play, and unwind. Local lifestyle highlights may include proximity to: " Estrella Mountain Regional Park " North Lake and South Lake " Walking, biking, and hiking trails " Kayaking, sailing, paddleboats, and catch-and-release fishing " Starpointe Residents Club " Presidio Residents Club " CantaMia at Estrella 55+ active adult community " Community pools and water play areas " Splash pads and water park-style amenities " Tennis, Pickleball, basketball, volleyball, horseshoes " Fitness facilities and gathering spaces " Art Studio " Over 50 Neighborhood parks, green spaces, and scenic desert views Here, buyers can enjoy quick access to major employment hubs, I-10, and Loop 303 -- while still coming home to trails, lakes, sunsets, and community amenities that make everyday life feel more relaxed. Buyer to verify all facts and figures, including but not limited to schools, HOA fees, community amenities, membership eligibility, age-restricted community requirements, access rules, regulations, availability, commute times, employers, and any recreational access or amenity use.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
