Welcome to 17651 Blazing Star Circle — A beautifully upgraded 3 bedroom, 2 bath home with a PRIME WATER VIEW LOT in Palms at Serenoa, one of South Clermont's premier 55+ gated communities. From the striking upgraded 8-foot glass front door to the wood-look tile flooring and upgraded 8-foot interior doors throughout, every detail has been thoughtfully elevated above the standard build. The kitchen impresses with QUARTZ COUNTERTOPS, a NEW CUSTOM BACKSPLASH, REFINISHED AND REPAINTED CABINETRY, and UPDATED HARDWARE. Quartz continues into both bathrooms, where the primary suite features a CUSTOM POLISHED MARBLE TILE SHOWER for a truly spa-like feel. CUSTOM SHEER SHADES from 3 Day Blinds — installed throughout with a lifetime warranty — add a clean, designer finish, while FULL SMART HOME INTEGRATION puts lights, the garage, front door lock, and Arlo security cameras with ADT monitoring all at your fingertips from anywhere. Outside, an extended screened lanai with sealed pavers sets the scene for year-round Florida living and views of Disney's tremendous firework show, backed by a NEWLY FENCED YARD, FRESH SOD (2026), updated landscaping, and decorative concrete curbing front and back. As a Serenoa resident you'll enjoy a resort-style zero-entry pool with lap lanes, a 6,700 sq ft clubhouse with fitness center, yoga room, card room and theater, pickleball and bocce courts, two dog parks, scenic walking trails, and an on-site activity director — all behind a private gate. HOA covers lawn care, cable, and internet. Location couldn't be better — Lake Louisa State Park and Walt Disney World are just minutes away, with over 34 golf courses within 20 miles. But what truly sets this address apart is the wave of growth reshaping South Clermont right now. The SR 516 Lake-Orange Expressway is under construction to connect US-27 directly to SR 429, while the New Independence Parkway extension linking SR 429 to US-27 is already underway with completion expected by early 2027 — together cutting drive times to Winter Garden, Horizon West, and Disney dramatically. Downtown Clermont is undergoing a $45M transformation through the Lumberyard District, bringing 392 new apartments, mixed-use retail, restaurants, and a two-story entertainment venue to the city's core. And the Wellness Way corridor's $2B+ master plan is delivering the 243-acre Olympus sports complex, high-wage employment centers, new dining, and thousands of new residents right to the neighborhood's doorstep. Luxury, comfort, and one of Central Florida's smartest long-term positions — all in one home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
