Welcome home to this beautifully maintained, single-owner residence offering the perfect combination of space, comfort, convenience, community amenities, and future potential in the highly desirable Eagles Pointe community. From the moment you arrive, you'll appreciate the pride of ownership showcased throughout. Recent June 2026 improvements include fresh interior paint and exterior paint touch-ups, new carpet throughout, updated light fixtures, fresh caulking, professional landscaping and mulch, and a brand-new water heater, creating a truly move-in-ready experience. Inside, you'll find 9-foot ceilings and an inviting open-concept floor plan designed for both everyday living and entertaining. The heart of the home is the gourmet kitchen featuring granite countertops, a designer oversized island, stainless steel appliances, abundant cabinetry, and a sunny morning room perfect for casual dining, morning coffee, or gathering with family and friends. The kitchen flows seamlessly into the spacious family room, creating an ideal setting for hosting holidays, celebrations, and everyday living. Upstairs, the luxurious owner's suite serves as a private retreat with two walk-in closets and a spa-inspired bath featuring a soaking tub, separate shower, and dual vanities. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space. The finished walkout basement offers incredible versatility and future equity potential. Already featuring a spacious recreation room, the lower level provides room to add a fifth enormous bedroom and full bathroom (rough-in’s), allowing future owners to expand living space while adding value to the home for years to come. Beyond the home itself, Eagles Pointe offers an exceptional lifestyle with affordable HOA amenities designed for residents of all ages. Enjoy a large outdoor swimming pool, separate kiddie pool, clubhouse with changing facilities, fitness center with exercise equipment, community recreation room available for gatherings and private events, on-site management, multiple tot lots and playgrounds, outdoor fitness stations, basketball courts, pickleball courts, grilling and picnic areas, and beautifully maintained common grounds. Throughout the year, the HOA hosts community events and activities that help neighbors connect and create a true sense of community. Nature lovers will appreciate being just minutes from Leesylvania State Park, offering miles of scenic trails, boating, fishing, kayaking, waterfront views of the Potomac River, picnic areas, and year-round outdoor recreation opportunities. Commuters will love the convenient access to I-95, Route 1, Quantico Marine Corps Base, Fort Belvoir, and nearby VRE stations, making travel throughout Northern Virginia and Washington, D.C. both efficient and convenient. Shopping, dining, and entertainment are all within minutes at Stonebridge at Potomac Town Center, featuring Wegmans, Alamo Drafthouse Cinema, Apple Store, Cooper Hawk's, Warby Parker, Lululemon, Athleta, Love Sac, REI, Starbucks, restaurants, retail shopping, and everyday conveniences. Potomac Mills Mall, one of Northern Virginia's premier shopping destinations, is also nearby, along with healthcare facilities, grocery stores, fitness centers, and countless dining options. Whether you're searching for a move-in-ready home with extensive recent upgrades or a property with room to grow and build future equity, this exceptional residence offers the best of both worlds. Combining meticulous maintenance, modern updates, outstanding community amenities, commuter convenience, and future expansion potential, this is a home you'll be proud to own for years to come. This version reads more like a luxury listing narrative and better sells both the home and the Eagles Pointe lifestyle, which is what today's buyers are purchasing as much as the house itself.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
