Welcome to your move-in ready POOL HOME in Greenbriar Village, where major updates have already been taken care of and everyday living feels easy! Recent improvements include a NEW WATER HEATER (2025), NEWER ROOF (2022), UPDATED A/C (2022), POOL RESURFACING (2022), and UPDATED PLUMBING - giving peace of mind for years to come. Step inside to find a fresh, modern interior featuring CERAMIC TILE & LUXURY VINYL PLANK FLOORING throughout, FRESH INTERIOR PAINT, and UPDATED LIGHT FIXTURES that create a clean, cohesive feel. The fully REMODELED KITCHEN is designed to impress, offering 42'' cabinetry with crown molding, upgraded granite countertops, a stylish new backsplash, stainless steel appliances, a new sink, and even a wine fridge - perfect for entertaining or everyday living. The open layout flows effortlessly into the living and dining spaces, making the home feel bright, connected, and functional. The MAIN FLOOR PRIMARY SUITE offers convenience and comfort with a WALK-IN CLOSET and a beautifully updated en-suite bath. Upstairs, a versatile BONUS/LOFT provides additional living space, along with two bedrooms and a full bath - ideal for guests, a home office, or flex space. A convenient half bath on the main level adds to the thoughtful layout. Both bathrooms have been tastefully updated with new tiled showers with glass enclosures, modern vanities, updated mirrors, and lighting, delivering a polished, contemporary look throughout the home. Out back, enjoy your private Florida retreat with a resurfaced pool, portable pool heater, and mature fruit trees that enhance the outdoor setting. Whether relaxing poolside or hosting gatherings, this space is ready to enjoy year-round. Additional highlights include NATURAL GAS (oven, range, and water heater), a Honeywell SMART THERMOSTAT with app control, and an HOA that covers front lawn maintenance, irrigation, and privacy fencing - adding convenience and value. Located in the heart of Melbourne with easy access to US-1, 518, and I-95, you are just minutes from the Indian River, area beaches, shopping, dining, and recreation. PGA Blvd delivers the perfect combination of updates, location, and lifestyle!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
