Presenting 159 SE 26th Avenue, a beautifully updated single-story pool home in the established High Point neighborhood of East Boynton Beach. Set on a quarter-acre lot with no HOA, concrete block construction, a 2019 roof, central AC, and an attached 2-car garage, this 3-bedroom, 2-bath home offers a smart layout and a large fenced back yard with room to enjoy. Inside, the home opens into a bright, open-concept main living area where the kitchen, dining space, and living room all connect with an easy, modern flow. The kitchen, remodeled in 2020 along with the home's water heater, is centered around an oversized quartz island with seating, deep blue-gray base cabinetry, a built-in sink, and three glass pendant lights above. White shaker cabinetry lines the surrounding walls, paired with stainless steel appliances, a glass tile backsplash, and sleek hardware. The island offers plenty of prep space and casual seating, making it a natural gathering spot for daily meals, coffee in the morning, or time with friends and family. The dining area sits just off the kitchen and is finished with a statement light fixture that adds a polished touch without taking away from the open feel of the room. A wide sliding glass wall brings in natural light and creates a direct connection to the covered lanai and back yard. Wide plank wood-look flooring runs throughout the main areas, giving the home a clean and consistent look. Light gray walls, crown molding, recessed lighting, and white trim help keep the space bright and simple. The living area offers plenty of room to relax, while the single-story layout keeps the bedroom wing private and practical. Each bedroom includes generous closet space and carries the same updated feel found throughout the home, and a 2022 SimpliSafe alarm system is in place for added peace of mind. Out back, the property delivers what buyers look for in East Boynton Beach: a large fenced yard with a pool. The covered lanai gives you shaded space for outdoor dining or seating, while the yard offers room to spread out, entertain, garden, play, or plan future updates. The pool, served by a 2022 pump, adds everyday value and gives the outdoor space a strong starting point without taking away from the lot's size and flexibility. With the lanai, pool, and fenced back yard all working together, this home delivers a true indoor-outdoor setup with room to make it your own. The location adds appeal. A1A, the Boynton Beach Inlet, the Intracoastal, downtown Delray Beach, and I-95 are within a short drive, making it easy to reach the beach, dining, shopping, boating, West Palm Beach, Boca Raton, and more. The 33435 area is known for its established streets, mature trees, and close-to-the-coast feel, and this home places that lifestyle within easy reach. 159 SE 26th Avenue is move-in ready, with outdoor space waiting for your personal touches. Schedule your showing today before it's too late.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
