Modern Comfort Meets Resort-Style Living in Horizon West Discover the perfect blend of style, convenience, and community in this beautiful home located at 15813 Sweet Lemon Way in the highly sought-after Highlands at Summerlake Groves community of Winter Garden. Built in 2018, this spacious, open-concept residence provides a tranquil retreat while keeping you connected to the best of Central Florida’s lifestyle. Home Highlights This well-appointed home features an airy, modern layout designed for both entertaining and everyday relaxation: Spacious Living: Approximately 2,119 sq. ft. of living space featuring a seamless Open Floor Plan that connects the kitchen, dining, and living areas for family gatherings. Designer Touches: Beautifully finished with solid wood cabinetry, premium solid-surface countertops, and elegant tray ceilings that add a touch of sophistication. Comfort & Layout: A functional, split-bedroom design provides privacy and comfort, complemented by generous walk-in closets and large windows that invite abundant natural light. Modern Features: Includes a convenient 2-car garage, central cooling, and durable luxury vinyl plank flooring throughout. Community & Lifestyle Amenities Living in Highlands at Summerlake Groves means having access to a lifestyle designed for activity and connection. The community provides residents with a range of perks, including: Resort-Style Amenities: Enjoy access to a community pool and clubhouse that serve as the heart of the neighborhood. Active Living: Well-maintained walking trails, scenic sidewalks, and ample green space throughout the community invite you to stay active outdoors. Neighborhood Vibe: A family-friendly atmosphere with street lights and community-focused infrastructure that ensures peace of mind. HOA Perks: Your monthly dues cover cable TV, water, waste services, essential maintenance and access to recreational facilities, allowing for a low-maintenance lifestyle so you can spend more time enjoying your home. Prime Location: The Heart of Winter Garden Located in the dynamic Horizon West area, you are minutes away from everything you need: Entertainment & Magic: Unbeatable proximity to world-renowned theme parks and the Walt Disney World® Resort area. Top-Rated Schools: Situated near highly regarded schools, including Summerlake Elementary, Hamlin Middle, and Windermere High School. Shop & Dine: Just a short drive to the historic downtown Winter Garden for local boutiques and the famous Farmers Market, or Winter Garden Village for convenient, big-brand shopping and dining. Ready to Make It Yours? This home is a rare opportunity to own a move-in-ready property in one of Central Florida's most desirable zip codes. Whether you are looking for your first home or your next upgrade, 15813 Sweet Lemon Way is waiting for you.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
