Nestled within an exclusive, meticulously maintained golf course community, this exceptional 5-bedroom, 3-bath residence sits on the 9th holes of the golf course, it offers a rare blend of elegance, comfort and breathtaking scenery. Perfectly positioned along the prestigious International Golf Course, the home captures sweeping, tranquil views that create a serene and picturesque everyday backdrop. From the moment you enter, you are welcomed by soaring vaulted ceilings and detailed crown molding that frame the home with timeless architectural sophistication. The thoughtfully designed open floor plan unfolds with effortless flow, creating expansive, light-filled spaces that feel both grand and inviting. The formal living room and dining room provide an elegant setting for entertaining, while the oversized family room—accented by dramatic vaulted ceilings—offers a warm and comfortable space for everyday living. Just beyond, the kitchen serves as the heart of the home, beautifully appointed with granite countertops and a charming breakfast nook, where mornings begin with natural light and views of the lush outdoor setting. The primary suite offers a peaceful retreat, featuring a spa-inspired bath complete with a soaking garden tub designed for relaxation and quiet escape. Enhancing both convenience and thoughtful design, the home includes an upstairs laundry chute that seamlessly connects to the downstairs laundry room—an understated feature that adds everyday ease. Throughout the home, a soothing palette of neutral tones enhances the airy ambiance, while nearly every living area is thoughtfully positioned to overlook the covered, screened-in pool and vibrant greenery—creating a seamless connection between indoor comfort and outdoor beauty. Step outside to your private oasis where a sparkling pool glistens beneath the Florida sun, framed by a covered lanai and surrounded by lush landscaping. With unobstructed views of the golf course beyond, this outdoor space feels like a resort-style escape—perfect for quiet mornings or unforgettable gatherings. Impeccably maintained and truly move-in ready, this home is located within a highly sought-after, exclusive community known for its beauty, privacy, and elevated lifestyle.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
