Welcome Home to Ryland Built 1557 Nautical Chart Drive -- a stunning West Ashley showpiece where luxury, comfort, and Charleston charm come together in one unforgettable home. Located in the highly sought-after Bolton's Landing Jasmine Gate community, this beautifully upgraded residence offers approximately 3,440 square feet of elevated living designed to impress at every turn. From the moment you arrive, this home radiates sophistication. Inside, you'll find brand-new refurbushed wood flooring, fresh designer-inspired paint, upgraded lighting and fixtures, soaring ceilings, crown molding, and an incredible flowing floor plan that feels both grand and inviting. PLUS PERFECT FOR GENERATIONAL LIVING with a guest suite on the main level and all forbelow market value. Every detail has already been handled for you, including a brand-new roof installed January 2026, all new appliances, professionally maintained HVAC systems, recently cleaned gutters, new screens, and a tankless water heater -- giving buyers true peace of mind from day one. The heart of the home is the show-stopping chef's kitchen featuring granite countertops, a massive center island, glass-front cabinetry, gas cooking, and a butler's pantry that was made for entertaining. Whether hosting holidays, wine nights, or Sunday brunch, this home was designed for gathering beautifully. One of the home's most desirable features is the private first-floor guest suite complete with its own full bath -- ideal for guests, multigenerational living, or the perfect private office retreat. Upstairs, you'll find four spacious bedrooms plus an oversized flex room that can easily function as a fifth bedroom, media room, playroom, home gym, office, or whatever your lifestyle needs most. This flexible layout gives buyers the freedom to truly make the home their own. As you make your way upstairs, the dramatic wrought iron staircase creates a true luxury-home moment. The oversized owner's suite feels like a boutique hotel getaway with tray ceilings, expansive walk-in closets, and access to a charming Southern-style balcony where sunrise mornings become part of your daily routine. The spa-inspired primary bathroom is absolutely unforgettable, featuring an oversized tiled walk-in shower with dual shower heads designed to create the ultimate retreat experience. Step outside and the magic continues. Enjoy Charleston evenings from your screened porch, entertain on the patio, or relax in the professionally landscaped private fenced backyard tucked behind the detached two-car garage. Additional features include irrigation, sprinkler system, abundant storage, and space that simply lives beautifully. And then there's the location -- perfectly positioned near shopping, dining, top conveniences, and just minutes to I-526 for easy access to everything Charleston has to offer. Luxury. Space. Flexibility. Updates. Location. This is the kind of home buyers wait for -- and the kind that doesn't come along often in Bolton's Landing. 1557 Nautical Chart Drive is more than move-in ready... it's the lifestyle upgrade you've been dreaming about.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
