Beyond Grande Dunes' iconic guarded bridge entrance lies this remarkable custom residence, where architectural distinction, private courtyard living, and resort-inspired amenities come together in one exceptional offering. Positioned along the golf course with tranquil water views, the home is centered around a stunning private courtyard featuring a resort-style pool, spa, outdoor summer kitchen, and beautifully landscaped gathering spaces designed for both entertaining and everyday enjoyment. Inside, timeless craftsmanship and custom detailing are showcased throughout more than 3,200 heated square feet of thoughtfully designed living space. A dramatic 21-foot barrel ceiling crowns the grand living room, where a handcrafted cast stone fireplace serves as a striking focal point. Honed travertine flooring, extensive crown molding, architectural columns, arched passageways, plantation shutters, custom wall finishes, and designer lighting create a level of character and quality rarely found in today's construction. The chef's kitchen is equipped with custom cabinetry, granite countertops, large center island, walk-in pantry, and seamless access to the family room and outdoor living areas. A richly appointed library features floor-to-ceiling custom wood cabinetry while multiple living and gathering spaces provide flexibility for entertaining, working from home, or accommodating guests. The spacious primary suite serves as a private retreat with a sitting area, curved wall of windows, dual walk-in closets, direct access to the courtyard, and a luxurious bath featuring an oversized walk-in shower, soaking tub, and expansive dual vanity. A second suite also enjoys private outdoor access, while a detached guest retreat with its own entrance, wet bar, and full bath creates ideal accommodations for extended family, visitors, multigenerational living, or a private home office. Additional highlights include an oversized laundry room, abundant storage, an oversized garage, and meticulously designed indoor and outdoor spaces that blend seamlessly together. Ownership includes access to the exclusive Grande Dunes Ocean Club, a private oceanfront retreat featuring beach access, resort-style pools, dining, social events, and exceptional coastal views. Additional memberships for golf, tennis, and marina facilities are available separately. Ideally situated in the heart of Myrtle Beach, Grande Dunes combines luxury living with convenient access to world-class golf, fine dining, shopping, entertainment, healthcare, and the beautiful beaches of the Grand Strand. A rare opportunity to own one of Riviera Village's signature custom homes, where architectural distinction, exceptional craftsmanship, and the Grande Dunes lifestyle come together in an extraordinary setting.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
