Welcome to 1510 Snowy Owl Drive in San Antonio, where thoughtful design, luxury finishes, and exceptional functionality come together in this stunning Ashton Woods Comal floor plan. Originally showcased as a model home, this residence features numerous upgraded details and designer touches throughout. Step inside to discover an inviting open-concept layout with soaring ceilings and beautiful wood ceiling accents that create a warm, elegant focal point in the spacious living area. The gourmet kitchen is designed to impress with expansive marble countertops, an oversized center island with breakfast bar seating, abundant cabinetry, and seamless flow into the living and dining spaces-perfect for entertaining or everyday living. A separate formal dining room provides an ideal setting for special gatherings, while an additional flex space offers endless possibilities as a home office, game room, media room, or second living area. The private primary suite is a true retreat, featuring generous proportions and a luxurious en-suite bath complete with dual vanities, a relaxing garden tub, a large walk-in tiled shower, and a walk-in closet. Three additional spacious bedrooms and two full bathrooms provide comfort and privacy for family members or guests, making this well-designed home a versatile 4-bedroom, 3-bath floor plan. The oversized three-car garage offers exceptional storage and workspace, while practical upgrades such as a sprinkler system and a whole-house water softener and filtration system add convenience and peace of mind. Step outside to enjoy your own backyard oasis featuring a swim spa-the perfect place to get in a low-impact workout, unwind after a long day, or simply relax in the comfort of your own home. With premium model-home upgrades, flexible living spaces, high-end finishes, and outstanding amenities, this exceptional home offers the perfect blend of style, comfort, and functionality. Ideally located with convenient access to Lackland Air Force Base, Kelly Field, Fort Sam Houston, major highways, shopping, dining, and entertainment, this home offers an exceptional combination of comfort, convenience, and location. 1510 Snowy Owl Drive is ready to welcome you home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
