Beautifully maintained 3-bedroom, 2-bath, 1,603 SF home on a large lot with RV parking and no HOA! Features an open split floor plan with vaulted ceilings, abundant natural light, and neutral finishes throughout. The spacious kitchen offers granite counters, breakfast bar, stainless appliances, and ample cabinetry. The primary suite includes dual sinks, soaking tub, separate shower, and walk-in closet. French doors lead to a covered patio overlooking a private, fenced backyard with mature trees, pavers, and garden beds. VA loan at 1.625% may be assumable (approx. $181,000 balance—verify eligibility). Furnishings available by separate bill of sale. Welcome to 14484 S Brook Hollow Rd in beautiful Arizona City a meticulously cared-for single-level home offering comfort, space, and freedom with no HOA restrictions. This 3-bedroom, 2-bath, 1,603 SF residence features an open, split floor plan with vaulted ceilings, tile flooring in high-traffic areas, and plush carpet in bedrooms. Natural light fills the home, creating a warm and inviting atmosphere. The spacious kitchen includes granite countertops, a breakfast bar, stainless steel appliances, and generous cabinet spaceperfect for everyday living and entertaining. The adjoining dining area provides plenty of room for family meals and gatherings. The private primary suite offers a peaceful retreat with dual sinks, soaking tub, separate shower, and a walk-in closet. Two additional bedrooms and a full guest bath offer flexibility for guests, family, or a home office. French doors from the living area open to an extended covered patio with dual ceiling fans, ideal for outdoor dining and relaxation. The fully fenced backyard is beautifully landscaped with mature trees, raised garden beds, and colorful plantings. Paver walkways, decorative stonework, and garden areas enhance the home's appeal and provide ample space for pets or entertaining. RV enthusiasts will appreciate the wide RV gate, 50-amp hookup, and extended drivewayperfect for trailers, motorhomes, or boats. The two-car garage includes built-in cabinets for additional storage. Exceptional financing opportunity! This property may be purchased with an assumable VA loan at a low 1.625% interest rate (approximate remaining balance of $181,000buyer must verify eligibility and assumption process with lender). The home is situated across from the scenic Arizona City Golf Course, offering peaceful surroundings and beautiful desert skies. Conveniently located near Casa Grande, I-10, and I-8, residents enjoy easy access to shopping, dining, and medical services while retaining a quiet, small-town lifestyle. This home is perfect for year-round living or as a winter retreat. With its move-in-ready condition, desirable layout, and exceptional financing option, it presents a rare opportunity for qualified buyers. Furnishings available by separate bill of sale. Experience comfort, convenience, and Arizona living at its best at 14484 S Brook Hollow Rd.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
