In the highly desirable Timothy Branch community, this beautifully maintained brick-front townhome offers the perfect blend of modern design, flexible living space, and everyday convenience across approximately 2,160 square feet. From the moment you arrive, the timeless brick exterior and clean architectural styling create an upscale first impression. Inside, the home opens into a bright and airy layout filled with natural light, wide-plank flooring, and contemporary finishes that make every space feel welcoming and functional. The main living level was designed for the way people actually live today, open, connected, and comfortable. At the center of it all is a stunning kitchen featuring granite countertops, stainless steel appliances, rich dark cabinetry, recessed lighting, and an oversized island perfect for casual dining, meal prep, entertaining, or working from home. The open-concept layout flows seamlessly into the spacious living and dining areas, creating an easy everyday lifestyle with room to relax or host guests comfortably. Step outside to the elevated rear deck, offering the perfect setting for morning coffee, evening downtime, outdoor dining, or simply enjoying fresh air after a long day. Below, the rear-entry two-car garage adds convenience, storage, and private parking while maintaining the clean streetscape that makes Timothy Branch so appealing. Upstairs, the spacious primary suite provides a relaxing retreat with generous proportions, abundant natural light, and a calming atmosphere that feels tucked away from the rest of the home. Additional bedrooms offer flexibility for guests, office space, fitness equipment, creative use, or additional storage, depending on your needs. The entry level adds even more versatility and can easily function as a secondary living area, media room, workspace, or recreation space. Every level of the home has been thoughtfully designed to maximize comfort, flow, and functionality. Living in Timothy Branch means enjoying access to beautifully maintained community spaces along with convenient proximity to shopping, dining, entertainment, commuter routes, and major employment hubs throughout the DMV area. The location offers quick access to National Harbor, Joint Base Andrews, Washington D.C., Northern Virginia, and surrounding Prince George’s County destinations, making commuting and weekend plans far more convenient. You’ll also appreciate being close to parks, recreation, golf courses, grocery stores, fitness centers, and the ongoing retail and commercial growth happening throughout Brandywine. It’s a location that continues to gain attention for its combination of accessibility, modern development, and overall quality of life. From the open-concept design and upscale finishes to the attached garage and outdoor living space, this home delivers the comfort and convenience renters are searching for without compromise. Move in, unpack, and immediately start enjoying everything this exceptional Timothy Branch home has to offer. INQUIRE ABOUT THE VA ASSUMABLE MORTGAGE LOAN AT 4.99%
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
