*ACTIVE REUNION CLUB MEMBERSHIP AVAILABLE* Luxury Meets Leisure – 5BR Modern pool home Near Disney Forget cookie-cutter rentals—this is vacationing with a vibe. Nestled just minutes from Disney, this 5-bedroom stunner is where modern elegance meets non-stop entertainment. Start the day with a dip in your private pool, overlooking peaceful conservation views— no rear neighbors, just your morning coffee and zen. The open-concept layout is dressed to impress, with sleek lines, upscale furnishings, and natural light that makes every corner aesthetic gold. Each of the five bedrooms brings its own flavor—lightly themed spaces for the kids, and plush, modern comfort for the grown-ups. Sleeps the whole crew in style without sacrificing an ounce of privacy or space. Game night? Movie night? Why choose? This home boasts its very own arcade room and home theater, so the fun never has to leave the house Location? Nailed it. Just a quick drive to the Disney gates, shopping, dining, and all the action Central Florida has to offer. Located in the prestigious Reunion Resort, this home isn’t just close to the magic—it’s part of it. Guests have access to an incredible lineup of resort-style amenities that turn a great vacation into an unforgettable one. From the private water park with splash zones, slides, and a lazy river, to three championship golf courses designed by legends Palmer, Watson, and Nicklaus, there’s something here for every kind of traveler. When the kids are worn out from mini golf and pool time, adults can unwind with a cocktail at one of several on-site dining spots, or take a stroll through the beautifully landscaped grounds. Whether it’s tennis in the morning, sunbathing in the afternoon, or a sunset dinner without ever leaving the resort, Reunion offers a luxury lifestyle wrapped in family-friendly fun—all just minutes from Disney’s front gates. Whether you're building your portfolio or your perfect family getaway, this home delivers on all fronts.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
