14460 English Lavender Dr
Wimauma, FL 33598
4 beds · 3 baths · 1,914 sqft
$352,000
Get prequalified14460 English Lavender Dr
Wimauma, FL 33598
4 beds · 3 baths · 1,914 sqft
$352,000
Get prequalifiedWelcome to Ayersworth Glen! This beautifully maintained Atlanta Model by Lennar offers the perfect blend of space, style, and comfort. Featuring 4 bedrooms, 2.5 baths, and a versatile open-concept layout, this two-story home is ideal for everyday living and entertaining. Step inside to a spacious foyer that leads into a light-filled living area, complemented by a convenient half-bath for guests. Upstairs you will find a cozy loft to use as a media room, home office, or peaceful retreat. The Owner's Suite is generously sized, featuring a spa-like ensuite bathroom and an oversized walk-in closet. Three additional bedrooms provide plenty of space for family, guests, or hobbies. The upstairs laundry room adds convenience with ample shelving for storage. The kitchen has stylish backsplashes, and a large island perfect for casual dining. Additional features include keyless entry, hurricane shutters, ceiling fans in every bedroom, a Ring doorbell system, and a chandelier in the dining area. Enjoy Florida living at its best in the private backyard that is great for family fun or outdoor entertainment. Ayersworth Glen offers top-notch amenities such as a newly renovated basketball court, swimming pool, playground, fitness center, and scenic walking trails. Ideally located near shopping, dining, and major highways (I-75 & I-275), you're just 15 minutes from Brandon Mall and 20 minutes from downtown Tampa. Don't miss the opportunity to make this move-in-ready gem your forever home. Schedule your private tour today!
Source: STELLAR #TB8394763
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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