Location, Location, Location! Nestled among the tree-lined streets at the end of a quiet cul-de-sac in Avalon Park’s South Village, this immaculately maintained home features a NEW ROOF (2021) and offers the perfect blend of comfort, style, and convenience. A charming enclosed porch with peaceful pond views provides the perfect spot to relax and unwind. Ideally located just minutes from Downtown Avalon Park and the popular Waterford Lakes shopping and dining district, you’ll enjoy easy access to restaurants, entertainment, and everyday essentials. Inside, the home has been beautifully upgraded with ceramic tile flooring throughout, a brand-new kitchen, and renovated bathrooms completed in 2024 featuring elegant quartz countertops that bring both sophistication and functionality. Fresh interior paint, updated lighting fixtures, and custom motorized shades add a modern touch while helping improve energy efficiency and lower electric costs. The thoughtfully designed layout features an open-concept family room and kitchen ideal for entertaining and everyday living, plus an additional bonus room perfect for a home office, flex space, or extra storage. The spacious primary suite offers a beautifully updated bathroom with a relaxing soaking tub, walk-in shower, and double vanity accented with stylish new mirrors, creating the perfect private retreat. This home also includes access to resort-style amenities the entire family can enjoy year-round, including a splash pad, playground, fitness center with weights and treadmills, yoga room, sauna, oversized community pool, hot tub, basketball and tennis courts, and an event space for gatherings and celebrations. Zoned for highly rated schools, Avalon Park is known for its strong sense of community, scenic surroundings, and family-friendly atmosphere. Downtown Avalon Park offers a variety of shops, restaurants, and professional services that add even more convenience to everyday living. Centrally located near Downtown Orlando, major highways 528, 417, and 408, Waterford Lakes Town Center, UCF, Medical City, Lake Nona, Florida’s beautiful beaches, and world-famous attractions, this home provides exceptional connectivity to everything Central Florida has available. HOA dues also include basic cable and internet through Spectrum. Discover the perfect combination of elegance, comfort, and functionality at 14033 Bradbury Rd. Schedule your private showing today and experience everything this exceptional home has for you.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
