Welcome to Your Private Oasis in Avalon Park! Perfectly positioned on a premium corner lot with conservation and pond views, this beautifully maintained 3-bedroom, 2-bath home offers the ideal blend of comfort, privacy, and the vibrant lifestyle Avalon Park is known for. Step inside to an open and inviting layout filled with natural light, creating a warm and welcoming atmosphere perfect for both everyday living and entertaining. The spacious living and dining areas flow seamlessly, while the kitchen with a center island serves as the heart of the home—ideal for gathering with family and friends. The primary suite provides a peaceful retreat, and the additional bedrooms offers flexibility for guests, a home office, or a growing family. Step outside to your private patio overlooking conservation, where you can enjoy quiet mornings and relaxing evenings surrounded by nature with no rear neighbors. This home also features a new roof, new AC, and fresh interior paint, offering peace of mind and true move-in ready convenience. With over 1,600 square feet of well-maintained living space, a 2-car garage, and a low HOA that includes access to community amenities such as a pool, this home checks all the boxes. Located in one of East Orlando’s most sought-after communities, Avalon Park offers a true live-work-play lifestyle with top-rated schools, parks, walking trails, dining, shopping, and year-round events just minutes from your doorstep. With convenient access to Downtown Orlando, UCF, Research Park, Orlando International Airport, and Florida’s east coast beaches, this location delivers both comfort and convenience. Whether you're a first-time homebuyer, downsizing, or simply looking for a home that combines privacy with community charm—this one is a must-see. Schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
