Distinguished Brick Estate on Nearly Four Acres, set gracefully on a sprawling corner homesite within the esteemed Poplar Hills community, this remarkable property offers over 6,000 square feet of exquisitely designed living space in the coveted Crows Nest enclave of North Stafford’s premier corridor. A grand two-story foyer welcomes you with an abundance of natural light, introducing interiors defined by timeless architectural detail, including extensive crown molding, elegant box trim, and gleaming hardwood floors that flow throughout much of the main level. Formal living and dining rooms provide a refined setting for entertaining, while thoughtfully curated spaces blend sophistication with everyday comfort. At the heart of the home, the gourmet kitchen is both functional and striking—appointed with granite countertops, double wall ovens, a gas cooktop, butler’s pantry, and an expansive center island designed to accommodate gathering on a grand scale. The adjoining two-story family room, anchored by a gas fireplace, offers an impressive yet inviting atmosphere and opens seamlessly to an expansive Trex deck, ideal for indoor-outdoor living. A sun-drenched solarium with its own private deck, a dedicated office retreat, half bath and a well-equipped laundry room complete the main level. Ascending via dual staircases, the upper level reveals a dramatic catwalk overlooking both the foyer and family room below. Four generously sized bedrooms and three full baths which includes a smaller private en-suite. The primary suite serves as a true sanctuary—featuring vaulted ceilings, a dual-sided fireplace, a gracious sitting room, and a spa-inspired bath with dual vanities, a jetted soaking tub, an oversized shower, a separate water closet, and two walk-in closets. The fully finished walk-out lower level extends the home’s living space by approximately 2,000 square feet. It offers a light-filled recreation area, a full bath, a bar area with a sink, and a versatile additional bedroom (NTC), ideal for guests. There is also another room perfect for fitness or a quiet retreat. Unfinished space provides opportunity for further customization. Beyond the residence, the location offers an exceptional lifestyle—combining the tranquility of estate living with the convenience of a premier commuter hub. With easy access to I-95 and the Brooke VRE, and close proximity to the Potomac River, Aquia Creek, and the protected beauty of Crow’s Nest Natural Area Preserve, residents enjoy both connectivity and natural splendor. Nearby Route 610 provides an array of shopping, dining, and daily conveniences, enhancing the appeal of this sought-after community. A rare offering of scale, elegance, and setting—this distinguished property embodies the very best of refined Northern Virginia living. All Home Updates Listed In Doc Section
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
