One or more photo(s) has been virtually staged. Welcome to this BEAUTIFULLY MAINTAINED 3-bedroom, 2-bath single-story home in the highly desirable Avalon Park Northwest Village, where CHARMING CURB APPEAL, modern updates, and an unbeatable community atmosphere come together perfectly. Located in a TOP-RATED SCHOOL DISTRICT, this home provides the perfect combination of comfort, convenience, and lifestyle. A welcoming front porch sets the tone as you step inside to discover LUXURY VINYL PLANK FLOORING throughout the home, creating a stylish and cohesive feel. The SPACIOUS Living Room offers plenty of room to relax or entertain, while the SUNLIT Dining area just off the Kitchen creates a warm and inviting space for everyday meals and gatherings. The Kitchen is thoughtfully designed with AMPLE CABINETRY and COUNTER SPACE, a pantry closet, and a breakfast bar, making both cooking and entertaining effortless. Sliding glass doors from the Dining area open to the COVERED OUTDOOR PATIO and spacious backyard, fully enclosed with a VINYL FENCE for added privacy—perfect for outdoor dining, pets, or weekend get-togethers. The Primary Suite offers a peaceful retreat, filled with NATURAL LIGHT and featuring a walk-in closet and EN SUITE BATH with dual sinks, a garden tub, and a step-in shower. Two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office. ADDITIONAL UPDATES include a NEW AC (2026), NEW ROOF installed June 2026 and FRESH EXTERIOR PAINT (2021), offering added peace of mind. The rear-entry garage enhances both functionality and curb appeal while maintaining the CHARMING STREETSCAPE Avalon Park is known for. An added bonus, this home offers EXCELLENT RENTAL POTENTIAL, making it a wonderful opportunity for both homeowners and investors seeking a property in a highly desirable Avalon Park location. Residents enjoy access to WONDERFUL COMMUNITY AMENITIES, including parks, community pools, playgrounds, walking and biking trails, sports courts, and COMMUNITY EVENTS throughout the year. CONVENIENTLY LOCATED near the heart of Avalon Park, you’ll love being close to local restaurants, boutique shopping, coffee shops, and seasonal festivals that give the area its SMALL-TOWN CHARM.The home is also just minutes from UNIVERSITY OF CENTRAL FLORIDA, as well as shopping and entertainment destinations like WATERFORD LAKES TOWN CENTER. With its inviting layout, tasteful updates, and location in one of East Orlando’s MOST SOUGHT-AFTER COMMUNITIES, this Avalon Park home offers the perfect opportunity to enjoy the very best of Central Florida living. Call and schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
