Welcome to this stunning fully furnished, move-in ready 4-bedroom, 2.5-bath home offering approximately 2,400 square feet of thoughtfully designed living space in the highly desirable South Fork community of Riverview! From the moment you step inside, you'll be impressed by the spacious formal living and dining areas, perfect for entertaining or creating flexible living spaces to fit your lifestyle. The open-concept floor plan seamlessly connects the kitchen, breakfast nook, and expansive family room, making everyday living both comfortable and convenient. Privately situated at the rear of the home, the first-floor owner's suite provides a peaceful retreat featuring a luxurious ensuite bath with a garden tub, separate shower, and an oversized walk-in closet. A convenient half bath and laundry room complete the main level. Upstairs, you'll find a versatile loft, three generously sized bedrooms, and a full bathroom, providing plenty of room for family, guests, or a home office. Step outside to enjoy the covered, screened lanai with privacy shades overlooking a fully fenced backyard. Garden enthusiasts will love the established vegetable garden, ready for seasonal harvesting, while pets and family have ample space to play. The best part? This incredible home is being sold fully furnished, making your move effortless. Included are TVs, bedroom furniture, a leather sectional, dining room furnishings, patio furniture, exercise equipment, and so much more. Simply bring your personal belongings and start enjoying your new home from day one! South Fork residents enjoy outstanding community amenities, including a resort-style pool, parks, playgrounds, and miles of scenic walking trails. Conveniently located near Big Bend Road and US-301, you'll have easy access to shopping, restaurants, fitness centers, entertainment, healthcare facilities, including the VA hospital, and all the conveniences Riverview has to offer. Riverview is continuously growing and was most recently ranked #4 on the BEST PLACES TO LIVE IN FLORIDA for the U.S. News 2026-27 list. This is a rare opportunity to own a beautifully maintained, fully furnished home in one of Riverview's most sought-after communities. Schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
