Welcome to luxury living in the heart of **Lake Nona’s premier golf community—Eagle Creek!** This exceptional **4-bedroom, 4-bathroom** residence blends modern design, comfort, and resort-style outdoor living in one of Orlando’s most desirable gated neighborhoods. From the moment you arrive, the home impresses with its upgraded **double front doors**, soaring **12-foot ceilings**, elegant **8-foot interior doors**, and bright open-concept layout. The gourmet kitchen is a showstopper—featuring premium cabinetry, designer countertops, a beautiful backsplash, solid-wood shelving, stainless-steel appliances, dual convection ovens, a built-in cooktop, and a large center island perfect for cooking or entertaining. The spacious living and dining areas create the perfect flow for family gatherings and entertaining. The luxurious primary suite is your private retreat, offering double barn doors, a spa-inspired super shower, split vanities, and a walk-in closet with wall-to-wall upgraded shelving. Step outside and experience your own **backyard oasis**! Enjoy a **saltwater pool** with electric heater, travertine paver deck, professional tropical landscaping, and a fenced 70-ft wide lot. The aluminum pergola includes **automatic rain sensors**, and the outdoor movie theater, enhanced lighting, and resort-style outdoor kitchen make this yard a true entertainer’s paradise. This home is packed with premium upgrades: whole-house dehumidifier, medical-grade A/C filtration, 3M security film, extra attic insulation, designer pantry, smart-home thermostat and lighting, app-controlled pool and garage, and a state-of-the-art security system. The oversized **3-car tandem garage** with acrylic flooring adds both function and luxury. Living in Eagle Creek means enjoying a world-class lifestyle. The community offers a championship golf course, clubhouse, restaurant, multiple pools, tennis courts, fitness center, playgrounds, walking paths, and the highly rated **Eagle Creek Elementary School** located right inside the neighborhood. You’re also just minutes from **Medical City, Nemours, VA Hospital, top dining, shopping, Lake Nona Town Center, and Orlando International Airport.** This home is the perfect combination of elegance, comfort, and Florida resort living—inside a community known for prestige and convenience. **Homes of this caliber rarely come to market.** Schedule your private showing today and discover the luxury lifestyle waiting for you in Eagle Creek!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
