Set on a premier corner homesite in Eagle Creek, this 2021 single-story residence pairs a polished interior with a private screened pool, wide water views, and a thoughtfully separated 4-bedroom, 3-bath layout. With 2,267 heated square feet and 3,106 total square feet, the home is designed around natural light, open gathering spaces, and a strong connection to outdoor living. A defined foyer introduces the home and leads into the main living areas, where high ceilings, crown molding, ceramic tile flooring, and clean sightlines create an elevated first impression. Just off the entry, a refined built-in dry bar adds a custom touch with wood cabinetry, stone counters, floating display shelves, and a textured tile backdrop. The kitchen sits at the center of the home with solid wood cabinetry, stone counters, a large island with seating, pendant lighting, stainless steel appliances, a built-in oven, cooktop, range hood, and a walk-in pantry. From there, the dining and living areas flow together along the rear of the home, with large windows and sliding glass doors drawing in views of the pool, water, and surrounding green space. The floor plan offers a strong sense of privacy without feeling closed off. The primary suite is privately positioned toward the rear of the home near the outdoor living area and includes generous bedroom proportions, a spacious bath, and a large primary closet. The secondary bedrooms are split across the home, giving each area its own sense of separation. One bedroom sits near the primary side of the plan with a nearby full bath, while two additional bedrooms are positioned closer to the front and garage side of the home with another full bath nearby. A dedicated laundry room and attached 2-car garage add everyday function, while details such as ceiling fans, window treatments, built-in features, and thoughtful storage support the home’s clean, practical flow. Outdoor living is the defining feature. The screened pool and patio area stretches across the rear of the home, finished with a paver deck and framed by expansive water and green-space views. The corner lot enhances the sense of openness, while the pool setting creates a private, resort-style backdrop for dining, relaxing, and year-round enjoyment. Eagle Creek offers a guard-gated Lake Nona setting anchored by Eagle Creek Golf Club, with an 18-hole championship course, clubhouse, pro shop, restaurant, and practice facilities. Residents also enjoy a recreation clubhouse, fitness center, resort-style pool, splash zone, tennis and basketball courts, playground, dog park, and open green spaces. Minutes from Lake Nona Town Center, Medical City, Orlando International Airport, major highways, dining, and recreation, this established golf community places everyday convenience and resort-style amenities close to home. Schedule your private showing today.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
