Virtually Staged. Welcome to your private retreat in The Eagles! Enjoy peaceful conservation views from this beautifully maintained two-story home, offering the perfect blend of privacy, luxury, and exceptional outdoor living within one of Tampa’s most sought-after gated golf course communities. From the moment you step through the front door, you’ll be greeted by grand ceilings, elegant custom crown molding, and a spacious floor plan that creates a memorable first impression. Offering 3 bedrooms, 2.5 bathrooms, and a versatile loft/bonus room that can easily be converted into a 4th bedroom, this home provides the flexibility to accommodate a variety of lifestyles, whether you need additional living space, a playroom, media room, or guest retreat. Major updates include a brand-new roof (2025), new vinyl privacy fence (2025), exterior paint on the home (2023), and a water heater installed in 2018. Step outside and prepare to be amazed by your own backyard oasis. Backing to conservation for exceptional privacy and tranquility, the outdoor living space was designed for both relaxation and entertaining. The expansive paver patio extends from the screened pool area and leads to a custom fire pit gathering space, creating the perfect setting for unforgettable evenings with family and friends. The detached cabana serves as the centerpiece of the backyard and creates the ultimate outdoor entertaining experience. Complete with a wet bar, mounted TVs, surround sound, and ample covered seating, it’s the perfect place to host game days, family gatherings, holiday celebrations, or simply relax while enjoying the peaceful conservation views and breathtaking Florida sunsets. Whether you’re lounging poolside, enjoying a quiet morning coffee surrounded by nature, or entertaining a crowd under the cabana, this backyard delivers a lifestyle that’s difficult to find and impossible to forget. Located within the highly desirable Eagles Golf Club, residents enjoy 24/7 guarded gate security, championship golf courses, a clubhouse with a restaurant, tennis courts, basketball courts, playgrounds, picnic areas, scenic walking paths, abundant wildlife, and a golf-cart-friendly atmosphere that creates a true sense of community. Don’t miss your opportunity to own one of the most unique and private properties in The Eagles. Virtual Tour Walkthrough available upon request.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
