SELLER IS OFFERING $10,000 towards closing costs with a strong offer! A TRUE GEM! Move-In Ready GOLF FRONT WATER VIEW Home in Gated Resort-Style Remington Golf Community. This well-maintained 4 Bedrooms/2.5 Bath 2 car garage home, has a spacious living room, along with the Family Room perfect for entertaining. The kitchen includes lots of counter and cabinet space, a pantry and a breakfast bar. The large Primary bedroom on the first floor includes a private bathroom with dual vanity, a garden tub and a shower stall, 2 walk in closets. Beds 2-4 are located on the 2nd floor. The 3rd bedroom includes an exterior balcony overlooking the golf course. This large home features a spacious high ceiling layout with a split-bedroom design for added privacy, Go out to your screen patio which with access to primary bedroom and great room this space offers peaceful golf course views and Florida living at its best. Previous owners have taken care of the big ticket items leaving this beautifully updated living space move in ready for you to make it your own with small cosmetic touches (TLC). Recent updates include BRAND NEW ROOF (NOV 2025), NEW WATER HEATER (2025), A/C (2022) and This year fresh interior paint and New Carpet. providing peace of mind for the next owner who wants to live in this highly sought-after Remington Golf Community. Remember SELLER IS OFFERING $10,000 towards closing costs with a strong offer (consider this flex cash to go towards updated appliances, & minor TLC items. Living in Remington Golf Club means access to resort-style amenities, including a championship golf course, community pool, basketball court, volleyball court, baseball/kickball field, tennis courts, playground, fitness center, and scenic walking trails — You would think this comes with a high HOA but here at Remington the HOA is currently under $200 for the YEAR not per month but for the YEAR only! This property is just minutes from shopping, dining, and major highways, Orlando attractions including Disney, MCO airport, Also don’t forget your boat we are minutes form LAKE TOHO This home offers the perfect combination of COMFORT, LOCATION, and LIFESTYLE —schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
