Welcome to 1302 Autumn Glen Court, a beautifully maintained and freshly updated 3-bedroom, 2-bathroom one-story home tucked away on a quiet cul-de-sac in the heart of Fountain Inn. This move-in-ready home offers over 1,300 square feet of thoughtfully designed living space, a flexible open floor plan, and the added benefit of no HOA. Recent updates provide peace of mind, including brand-new luxury vinyl plank flooring throughout, a new roof installed in 2024, an HVAC system less than five years old, a brand-new, sleek garage door, a brand new primary bathroom shower, and a new sliding glass door scheduled for installation on 5/15. Fresh landscaping and a welcoming front porch create the perfect setting for morning coffee or relaxing evenings. Inside, the open-concept living area flows seamlessly into the kitchen and dining space, making the home ideal for both everyday living and entertaining. The kitchen features stainless steel appliances, ample cabinet storage, bar seating, a spacious dining area, and a window overlooking the backyard. The spacious primary suite includes an ensuite bathroom with a brand-new walk-in shower and upgraded vanity. Two additional bedrooms with generous closet space share a well-sized updated secondary bathroom. Step outside to enjoy the back patio overlooking the .29-acre lot, offering plenty of space to entertain, garden, or simply unwind- all with the freedom of No HOA restrictions. The upgraded one-car garage adds convenience and extra storage. Conveniently located just five minutes from Downtown Fountain Inn and less than 30 minutes from Downtown Greenville, this home offers easy access to local shops, restaurants, breweries, and the interstate. With its thoughtful updates, functional layout, and prime location, 1302 Autumn Glen Court truly checks all the boxes- schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
