Tucked into one of Harleysville’s most sought-after neighborhoods, this inviting twin home offers the perfect balance of comfort, charm, and everyday ease. From the moment you arrive, the stately brick façade sets a warm, welcoming tone; timeless in style and rich with curb appeal. Inside, a bright and airy interior greets you, where warm hues and hardwood floors create a true sense of “home sweet home.” Sunlight streams through oversized windows, filling the spacious dining room with natural light and an easy, relaxed ambiance. At the heart of it all, the kitchen is ready to inspire, featuring beautiful butcher-block countertops that invite cooking, gathering, and making memories. Just beyond, the generous family room offers the perfect place to unwind, with peaceful views of the private backyard, ideal for entertaining guests or enjoying quiet evenings in. Upstairs, three light-filled bedrooms provide restful retreats. The primary suite offers a walk-in closet and a private bath with a sleek glass-enclosed shower, while two additional bedrooms are bright, versatile, and perfect for family, guests, or a home office. Step outside and fall in love with your own backyard escape. A fully fenced yard, covered patio for year-round enjoyment, cozy firepit, and open green space create endless opportunities to relax or entertain under the stars. Need extra space? The partially finished basement, with convenient cellar access, offers flexibility for a home gym, media room, or whatever suits your lifestyle. A French drain system adds peace of mind and practical value. Move-in ready and located within a highly regarded school district, this home truly checks every box. With quick access to Routes 63, 363, 309, the PA Turnpike, and just minutes from shopping and dining, convenience is always close at hand. Homes like this don’t stay on the market for long, schedule your tour today and experience the warmth and charm for yourself. More photos to come.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
